Wednesday 24 January 2018

How to Select the Best Schemes of Kotak Mutual Fund Online?

Kotak Mahindra Mutual Fund is India’s one of the largest Asset Management Companies (AMC) in terms of assets under management which has amounted to Rs. 1,10,629.80 crore as on September 30, 2017. With a number of excellent mutual fund schemes, it has been offering a wonderful experience of creating wealth to the investors since it was incorporated in the year 1994. It is a subsidiary of Kotak Mahindra Bank, and has more than 79 branches across the country. Before we head towards how to select the best schemes of this AMC, let’s know some of the benefits of investing in this fund house.


Why Kotak Mutual Fund?

Being an investor, you will always want to deploy your money in the schemes that have the ability to provide you with multiple benefits. Moreover, you will wish to diversify your investments in the best manner so as to secure it as much as possible from the market risks. Consider a situation when you are out for shopping and all that you need is available at one store. It’s amazing as it will save your travel time to search in different shops for your desired items. Also, it will save your cost of travelling. Similarly, don’t you think it will be beneficial for you if you get all types of mutual fund schemes for your various investment objectives at one fund house? Yes, at Kotak Mutual Fund, you can get a number of mutual fund schemes which are categorised under various types as per their speciality of attaining financial goals.

Not only this, but there are several other benefits of investing in the schemes of Kotak MF through MySIPonline which can make your entire journey of investing an effortless process. Those include;
  1. Kotak Asset Management Company provides dedicated relationship managers to suggest the mutual fund schemes as per your investment goals.
  2. The fund managers at this AMC are well-experienced. They have excellent market understanding which help them in managing the MF schemes in the right way.
  3. When you invest in Kotak Mutual Fund online through MySIPonline, you complete the entire process effortlessly as at this portal, you get an amazing way of investing in mutual funds with so many features. 

How to Choose the Best Schemes of Kotak Mutual Fund Online?

  • Go to MySIPonline’s homepage and scroll down to bottom of the page. You will see ‘Top Investment Searches’ under which various tabs consisting the names of the top asset management companies of India, among them you will get the tab of Kotak Mutual Fund. Click on that.

  • After clicking on the tab, it will take you to the page of Kotak Mahindra Mutual Fund where you will get a plethora of schemes from which you can choose any as per their suitability with that of your investment objectives. Moreover, you can apply filter to sort a certain category of schemes such as equity, debt, and hybrid. When you scroll almost two-fifth of the page, you will see “Asset Type” tab on the left side of the screen under which you will get three options: equity, hybrid, and debt. You can click on any of them as per your suitability. After clicking on any one of them, you will get a drop-down list which includes more filters as per speciality of the schemes. You can select any of them and find out the best schemes of Kotak Mutual Fund. And thus, start your journey towards your financial well-being. 

  • Finally, you can select among the variety of best schemes of Kotak Mutual Fund as per your investment requirements and invest in them accordingly to start fetching the benefits of returns on them. 

In the end note, the most important thing should be concluded which is that if you don’t have enough knowledge of investing in mutual funds, then it’s best to consult a financial expert for advisory services so as to go smooth in your financial planning and choosing the right investment scheme at the right time.

Monday 15 January 2018

Earn Good and Live Better by Investing in Reliance Mutual Fund

Since kindergarten, a child is taught how to speak, learn, write, and behave in public. He is programmed with basic etiquettes which includes how he should sit on a dining table, he should not speak will chewing, and how he should sip water from the glass. But while teaching all these manners, it is forgotten by the mentors that one can’t be taught wisdom which comes only by experience, not by chance. This is the reason why most of us are unable to make wise investment decisions because we are never literally exposed to its realm during our childhoods. But having said that, there are certain AMCs such as Reliance Mutual Fund, who have taken the matter of providing easy investment solutions to the world in their own hands, so that even those who are alien to the universe of mutual fund investments can make best investment decisions for their life, regardless of whether they have any prior experience or knowledge about the workings of the market, or the gift of strong convictions. If you too are willing to invest in the best mutual fund products but are unsure about where to start from, then this article is a must read for you as it contains many important details about Reliance MF that you can’t afford to miss. So, hop on the ride to a Knowledge Disney Land!


Why Choose Reliance Mutual Fund?

Without saying much, when the name ‘Reliance’ pops into the ears, the mind releases Dopamine, alias ‘The Happy Hormone’ which is responsible for keeping the person happy. This is because of the decades old goodwill associated with this name, plus the pride involved of being an Indian brand that is counted amongst the top and foremost companies in the entire world. Apart from being an integral part of Reliance Group which is already an established name in the world, Reliance Mutual Funds has garnered a reputation of being the star AMC whose products are listed on the top investment websites such as MySIPonline.


Something More to Add

In addition to providing top-notch products that have been constantly raising the bar of performances, Reliance Mutual Fund possesses a series of smart investment options that can help you in designing the best investment plan for achieving your life objectives. They are explained in brief as follows: -
  • Reliance Smart STeP : Under this option, you make a lumpsum investment in a chosen plan (e.g. Liquid or Ultra Short-Term Funds) and then decant a variable amount into another scheme such as equities, depending on how the market behaves. When the market is running low, a relatively higher amount will be transferred while on the other hand, a lower shift will be made in case the market is running high. 
  • Reliance Any Time Money Card : Plastic money is gaining popularity around the globe, whether for doing shopping or making even bigger transactions. But what if the same convenience of electronic transfer could be brought to your mutual fund portfolio? Reliance MF has come with a new generation investment facility, the Reliance Any Time Money card, which homes the combined benefits of investment in the best schemes through the convenience of a debit card.
  • Reliance SIP Insure : This facility is an added advantage of life insurance cover to individual investors who have opted for SIP investments in the designated schemes, and helps them accomplish their financial objectives seamlessly. 
If you are still in double thoughts regarding investing in the schemes of Reliance Mutual Fund, then it will be an utter waste of time and opportunities to grow your wealth. After reading the above write-up, it is impossible for the smart brains to skip keeping the schemes of this fund house in their watchlist, all of which can be found on MySIPonline.

Friday 5 January 2018

Earn Better Returns Than Savings Account by Investing in Liquid Funds


Let’s face it, you are bored of getting the usual 4-5% returns on your money that hatches eggs in the banks, while they use it for big projects and earn multitude profits, which makes what you get look like fills against 100 bucks. This reality should be surely keeping you on your toes to search for investment options that can fetch you higher returns and which come with no lock in period. Guess what, the wait is over as there is such an option available that goes by the name, Liquid Funds. In this write-up, you’ll be able to get acquainted with the meaning of this investment option, how much growth potential do they dwell, what has been their latest reward trend and more importantly, what are the benefits of including these kinds of schemes in your portfolio.

Liquid Mutual Funds – The Meaning
In the nutshell, these schemes are a type of mutual funds which live up to a maximum period of 3 months. Since they do not hold any lock-in period, they are considered as the least risky funds as a result of their short-term investment horizon. Since the principal objective of Liquid Funds is to earn steady returns for the investors together with incorporating easy liquidity in the portfolio, the exit load is usually negligible or even nil in some cases.

How Does a Liquid Fund Provide Better Returns Than the Conventional Savings Account?
For starters, you can start investing in the best Liquid Funds through MySIPonline in place of preserving a lump sum amount in your Savings Bank Account. While the latter barely offers an average rate of return lying somewhere between 4-6% p.a., the former provides an average return floating between 7.5-8.5%. Though Liquid Funds are not entirely lacking any tax factor, you can still incorporate effective tax planning while drawing your investment portfolio. Another interesting fact about these funds is that, although you have to fill the pockets of the taxman to get your funds withdrawn within the time span of 3 years, whatever you get in the form of dividends will remain devoid of taxes. Also, you can curb your tax liability on the gains through reinvesting the dividends earned on Liquid Funds, which will be considered as making a fresh investment. On the contrary, whatever interest your savings account fetch, a good part of that is bitten off by the tax authorities which makes the already poor reward, poorer.

The Increasing Popularity  
Due to the recent step taken by the Government towards demonetization, the entire banking system is flooded with loads of cash which has resulted in a drop in the deposit rates. As a result, there was a breeze of tension flowing amongst the investors to hunt for better short-term investment prospects that were rewarding and not very risky. With the sudden reduction in bank rates, there was no resort left to the investors but to turn to Liquid Funds, as they are safe and better avenues to grind good returns within a time frame of 1 year to 3 years. Since, the exposure to market uncertainties is minimum under these schemes, they have gained much popularity in comparison to other categories of mutual funds.

The Status of Liquidity
Due to the emergence of various new technologies in the banking sector (like IMPS & UPI), the redemptions can be processed relatively quick. Big names in mutual fund industry like DSP BlackRock and Reliance have announced instant redemption facilities on their portal through which, the money gets instantly deposited in your bank account. Thus, Liquid Funds can be considered as highly liquid instruments which provide the flexibility of real-time credit and benefit of higher returns.

Thus, from the above-mentioned information, it’s pretty clear that Liquid Funds are the best option for fulfilling your short-term financial needs. Team up with MySIPonline to get started with your investment journey.

Thursday 4 January 2018

Leave Your Future Worries Behind by Investing in Birla Sun Life Mutual Fund

We all are aware of the term ‘mutual fund’, but our knowledge is limited to only these two words and in some cases, their definition, or maybe some famous schemes. And it’s not required to know every nitty-gritty about these avenues till the time we are seriously thinking of putting our hard-earned money in them. But, do you think that investing in these schemes is as easy as popping a candy? Certainly not. You have to first find out the best plans that befits you and even before that, a trusted AMC that can help you to achieve this.

Birla Sunlife Mutual Fund shall be the first name to hit your head whenever you are thinking of diving into the vast ocean of mutual fund investments. Since this AMC owns the badge of both a trusted name and eminent financial service provider, the hard part of hunting for a renowned fund house is over. Now, all you need to do is choose the right plans that can sail you to your ultimate objectives, which can be done by using the services of the online investment portal MySIPonline. This article will help you understand why the schemes of Birla Mutual Fund shall be on your wishlist the next time you plan an investment.

A General Hint


Birla Sun Life Asset Management Company – a joint venture between Sun Life Financial Inc., Canada, and one of India’s most trusted corporations, the Aditya Birla Group – came to life in 1994. As of today, this fund house has grown into a name so big that it appeals to a humongous mass, ranging from a commoner to the big money lords. In addition to this, it is home to an impeccable team of fund analysts and researchers which bears an extensive knowledge of the market and are in a constant search for best investment avenues which can glide smoothly even in the roughest weathers of the market.

About the Sponsors


The Aditya Birla Group

The Aditya Birla Group is a well-known name in every Indian household and even amongst foreign mass. Whenever the yearly list of top companies around the world is released by Forbes Magazine, this name doesn’t miss a spot. Being a Rs. 18,5137.45 crore enterprise, it has also secured a position in the League of Fortune 500 and has captured the spotlight with its schemes giving unbelievable performances in either market scenarios. At present, this group operates in more than 26 countries across Asia, America, Europe, and Australia, driven by a strong human resource base of 1,30,000 personnel.

The Sun Life Financial Group 

Sun Life Financial Inc. is a century old financial services firm, with its beginning routing back to 1865. It is engaged in providing a discrete range of wealth protection products & services to both retailers and institutional customers. The firm has deepened its roots in every continent across the globe. The data released on 30th September, 2017, shows a mighty figure of Rs. 90,3343.075 crore worth of assets under its management.


Why Invest in Birla MF?


Following are the brief highlights that show how the schemes of BSL MF work for the benefit of the investors:
  • They aim to protect your wealth and yield regular income
  • They help in combating inflation by incorporating equities
  • The prevailing risk factor is shortened to a great extent by professional management
  • They are programmed to offer liquidity and tax-efficient returns that exceed what is offered by bank accounts and FDs

By now, you must have got enough reasons to add the best schemes offered by Aditya Birla Sun life Mutual Fund to your bucket list for your prospective investment. You can take the help of MySIPonline to find out the hot scheme of this season and get ready for an entirely different money-making experience.