Reliance Small Cap Is Under-Performing. What Should I Do?

This is one of the most common queries which is bothering many mutual fund investors from the past few months, and to such an extent that a large number of them are selling their units in panic mode. Reliance Small Cap Fund, a mutual fund scheme which used to give annual returns of 20%-25% is now giving returns in negative. So what to do now? Well, before getting to this question, let’s see why this scheme is underperforming.

Why Is Reliance Small Cap (G) Not Performing Well?

Most of us are aware of the downfall that equity market faced right after the announcement of the Union budget in February. Now what people don’t know is that small-caps and mid-caps were the market capitalization that got most affected by this volatility. This caused a slip in NAV of mid-cap and small-cap mutual funds. Reliance Small Cap Fund NAV as on Jan 01, 2018, was Rs 47.41, and right now (as on Aug 14, 2018) it is Rs 43.04, which means that in past 7 months, the unit price took a toll of around 9%. In simple terms, the investments made in January are now around 9% less, and past 6-months return of -7.96% (as on Aug 14, 2018) conveys the same. So now that we know the reason behind the fall, let’s see if you should stay invested or initiate a new investment in it or not.

What Should You Do?  

Mutual fund experts always say this, “If you want to enter the mutual fund market, then stay in it for a long-term, otherwise don’t,” and the reason behind that is the power of averaging that helps investors in making an exceptional profit in the long run, and the same is applicable with Reliance Small Cap Fund. Let’s see how.

As we discussed above the NAV of Reliance Small Cap in Jan was Rs 47.41, and now it is Rs 43.04. So, investing now means you will be buying more units with the same amount that you used to invest regularly. For e.g., let’s say you have a monthly SIP of Rs 4000, which you started in January. Now in that month, the total units you bought for Rs 4000 are 84.37, and in August the total units you bought with the same amount are 92.93. So, investing now means you will be buying the units at much lower levels and as the NAV will start recovering, the profits you make will be exceptional.

So, the answer to the above question is- don’t panic and keep accumulating, and stay invested in this scheme for the next 3-5 years at least, to enjoy the maximum benefits of Reliance Small Cap Fund growth plan.

Now you know that what you have to do with your Reliance Small Cap Fund. This scheme has maintained a rating of 4 stars and above, and at a time has provided annual returns of more than 30%. However, before making the final decision, do consult your financial adviser. If you have any more query about this scheme or want to get latest recommendations on mutual fund investments, then feel free to contact our experts at MySIPonline.

How SWP in ICICI Equity and Debt Fund will Beat Inflation?

How SWP in ICICI Equity and Debt Fund will Beat Inflation?

Providing balanced portfolio by investing in the various market caps through equity and debt, ICICI Prudential Equity and Debt Fund has shown impressive growth. The fund offered by the ICICI Prudential Mutual Fund has now reached the AUM of Rs 28,633 Cr as on Jul 31, 2018. The expense ratio of the fund is 2.13%. Many investors come with the query regarding the Systematic Withdrawal Plan from ICICI Prudential Balanced Fund; therefore, the financial analysts of MySIPonline have made research that whether the fund is right for SWP or not. All the details of the fund and withdrawal from the fund have been provided in the write-up further:

A Brief About ICICI Prudential Equity and Debt Scheme:

Launched in the year 1999, the fund invests its 60% of corpus in equities, 30% in debt instruments, and the rest 10% in money market instruments. This all provides the diversification to the fund. Providing high exposure to energy and financial sector, the fund managers Mr Sankaran Naren and Mr Manish Bhanthia have delivered 16-20 per cent returns in the past three and five-year periods.

Following the contrarian investment philosophy, the fund management team has majorly invested in large and mid-cap companies. Among debt holdings, ICICI Equity and Debt Fund has been providing the highest exposure to A1+ and cash equivalents. The fund has been selecting the stocks through the blend of value and growth investment strategy, investing in 75 companies in Aug 2018. The top five companies where it has a holding of 22% are ICICI Bank, NTPC, ITC, State Bank of India, and ONGC.

Is SWP a Good Option in ICICI Prudential Equity and Debt Fund (G)?

A popular service that is offered by the mutual funds is a systematic withdrawal plan. Investors can use the SWP to withdraw a specific amount from the fund on weekly, monthly, quarterly, half-yearly, or annually basis. SWP helps the investors and defeats the inflation if a person is invested for the long run.

For example, if an investor has invested the amount of Rs 10,00,000 in ICICI Pru Equity and Debt Fund in the year 2000, then the current value of the investment would be Rs 38,39,325. If a person withdrawal the amount of Rs 8,000 on a monthly basis, the number of installments have been 216.

The total amount that has been withdrawn by the investor would be Rs 17,28,000, which was grown at the rate of 13.32%. The post-tax returns of the fund are inflation adjusted, which help the investors beat the inflation without affecting the lifestyle. All these calculations have been performed by the financial experts of MySIPonline.

Being an aggressive hybrid fund, ICICI Prudential Equity and Debt Fund growth has provided the returns of 14.47 since its launch. Its NAV is Rs 128.93% as on Aug 16, 2018. It has provided the compounded returns of 18.73% in the past five years outperforming its benchmark, CNX NIFTY as well as its category’s average.

SWP could be a good alternative for an investor who wants regular income by investing in ICICI Equity and Debt Fund G. The past performances of the fund are consistently better than its benchmark, however, its future returns may differ which depends on various parameters. So, if you are looking for the investment in the fund, you must check whether it fits your risk profile and provide you with enough period.

What are the Best Results Achievable with TATA India Consumer Fund?

India has a gigantic consumer market. With the size of more than 1.3 billion people, you can imagine the potential available in the consumer products industry. This is the reason why almost every international brand of consumer products can be found in India. These brands have swelled very rapidly, for obvious reasons, and investing in them can be a viable option for securing your future. Considering this opportunity, TATA Mutual Fund came up with the idea of launching TATA India Consumer Fund. This fund is a congregation of the stocks of consumer based industries, thus establishing a promising platform for the buyers to achieve high growth through mutual fund investments.

Launched recently in December 2015, TATA India Consumer Fund (G) has been rated as a flagship fund due to its capacity to capture high energy from the market, through a well-lit portfolio precisely designed for Indian subscribers. The fund has accommodated all the top consumer products companies in its portfolio, thus creating a hub of growth and returns in a single venture. This article will throughout explain many details attached to TATA India Consumer Fund (Growth) which are important for you to get hold of to create a good investment plan.

Why to Invest in this Fund?

Let’s start with the most important question; why should you invest in TATA India Consumer Fund – Regular Plan (Growth)? One of the major arguments in favour of an investment in this fund is that it has a tremendous growth potential in it. The graph recently published by the AMC has sent shockwaves across the market, stunning the spectators as well as the critiques. Let’s have a look: -

As you can see from the graph here, the growth of TATA India Consumer Fund (the black line) is angled much higher than that of the benchmark (the red line). This distinction clearly portrays that the fund is indeed a high end product in terms of growth, perfect for anybody who is desirous to fly higher.

There are certain other reasons that may compel you to invest in this fund. Some of the most relevant ones have been shortlisted and jotted down here by the expert team of MySIPonline: -

• Excellent Rewards: Apart from being good on growth, TATA India Consumer Fund – Regular Plan (G) remains undisputed as far as the returns are concerned. Started less than year ago, the fund has gripped itself in the market with handsome returns that mount up to 26.75%, since inception. Also, the average annual returns in the short-term period (one year) have achieved a record-breaking level of 30.55%. 

• Tighter Exit Load Policy: One of the major mistakes that investors make is a premature redemption. They do not allow their funds to grow fully, and hence, suffer a great loss. As against the normal exit load duration of 365 days, TATA India Consumer Fund (Growth) has kept the tenure to 540 days, thus discouraging any premature redemption. This way, it promotes healthy investment by making the investor stay put for a longer period.

How to Invest?

Normally, you are offered two ways of investment – lump sum and SIP. But, to avail the maximum benefits you shall always adopt an SIP plan, because it lets you invest in smaller amounts over your investment horizon rather than requiring you to pour all your money at once. An SIP plan with MySIPonline will be the best possible measure for you to start investing. 

So, if you are eager to score success at mutual fund investing, then start an SIP investment in TATA India Consumer Fund via MySIPonline.

How To Get The Most Out Of Tata Digital India Fund?

Some mutual fund schemes are good, some are great, and then comes Tata Digital India Fund (G). The performance which this scheme has shown has even surpassed the highest expectations an investor can have with a fund. So, today we are going to discuss the basic details of this scheme and will see that is it a right time to make an investment in it.

All About the Scheme

This is an equity-technology sector fund which was launched on Dec 28, 2015, as an open-ended scheme and with the objective to provide investors with high capital growth by investing majorly in stocks of IT companies of India. This scheme gained huge popularity when it gave an annual return of 49.90% (as on Aug 02, 2018) and topped its respective category. Now, the main reason behind the instant fame was that it was the newest scheme in its respective category and had the lowest AUM, and despite that, it gave an excellent performance. Now, let's have a look at the basic detail of the scheme.

As of now, Tata Digital India Fund NAV is Rs 14.64, and the assets under management as recorded on Jun 30, 2018, are worth Rs 197 crore. It invests its fund in a diversity of different market caps and currently has 60.32% investment in large-caps, 33.70% in mid-caps, and 5.98% in small-cap companies. This diversification helps the fund in providing stable returns even when a particular market-cap is not performing well. As for additional charges, an annual expense ratio of 2.82% (as on Jun 30, 2018) will be charged from your principal amount and you will have to pay an exit load of 0.25% if you redeem your investments before 90 days.

Why & How Should You Invest?

Well, the first reason you should invest in this fund is the current portfolio allocation. The top 5 holdings of the scheme include top-notch companies like Infosys, Tata Consultancy Services, Tech Mahindra, NIIT Technologies, and Tata Elxsi. All these stocks have shown great performance even during equity market volatility, which shows the quality of the holdings.

The second reason is the returns of 3.72%, and 4.73%, which it has given in the past 1 and 3 months. This show that this scheme has started showing recovery and in the coming time will give a great performance.

Now we come to the second question, “How to Invest?.” Well, the common mistake which many investors make with sector funds is that they put all their investment in a single fund, which is totally wrong. To get the full benefit of this scheme, you should diversify your funds. For e.g., if you want to start a monthly SIP of Rs 10,000, then invest Rs 4000 in a large-cap scheme, Rs 4000 in a multi-cap scheme, and the remaining Rs 2000 in Tata Digital India Fund. So, even if this scheme does not perform well, other funds will give stability to your investments.

Now, you know that what Tata Digital India Fund is and how you can get the most out of it. But before investment, do consult your financial advisor as the risk involved with this scheme is very high. If you have any investment-related query, then you can contact us at MySIPonline.

See Your Wealth Grow with HDFC Mid-Cap Opportunities Fund (G)

Mid-caps are showing a recovery after a year of underperformance. This calls for the time to make an investment in these schemes. But, the most common question that arises is, in which scheme one should make an investment to mark good profits? Well, today MySIPonline presents you one such great scheme that has shown good performance even during volatile markets and the name of the scheme is HDFC Mid-Cap Opportunities Fund.

What Is So Special About this Scheme?

Launched on Jun 25, 2007, as an open-ended scheme, it follows the objective of generating long-term capital appreciation by investing predominantly in mid-cap stocks which show great possibilities for future growth. After the re-categorization, it is stated that the mid-cap schemes can only invest in stocks that rank between 101-250 in term of market capitalization. Currently, it has 86.10% of total equity investment in mid-caps, 10.71% in small-caps, and 3.19% in large-cap equities. The scheme also has a small portion of 4.23% of the total investment in debt instruments.

As for sector allocation, HDFC Mid-Cap Opportunities Fund has a major investment of 24.03% in the finance sector. The other sectors which hold a good amount of investment are engineering (12.35%), chemicals (8.76%), automobile (8.42%), cons durable (7.54%), and technology (7.22%). The top 10 holdings of the fund are from the above sectors include prime companies like Sundaram Fasteners, Cholamandalam Invest. & Finance, Balkrishna Industries, Hexaware Technologies, Voltas, RBL Bank, City Union Bank, Aarti Industries, Exide Industries, and Edelweiss Financial Services. For viewing a more detailed portfolio of this scheme, you can visit MySIPonline.

Basic Scheme Parameters

HDFC Mid-Cap Opportunities Fund NAV as on Jul 27, 2018, is Rs 57.001 and the value of the assets as recorded on Jun 30, 2018, is Rs 19,990 crores. The huge asset size shows the trust that lakhs of retail investors have in this scheme. The expenses that you have to pay annually is 2.26% of your principal amount and an exit load of 1% will be charged if you redeem your investments before 365 days. The minimum investment required to enroll for hdfc mid-cap opportunities fund growth scheme is Rs 5000 and you can start a SIP at MySIPonline for as low as Rs 500.

Past Performance

HDFC Mid-Cap Opportunities Fund has provided returns of 6.17%, 14.57%, 27.42%, and 20.59% in 1, 3, 5, and 10 years, respectively and has outperformed its benchmark at all occasions, which has shown returns of 3.35%, 13.24%, 22.82%, and 14.41% in the same time period. The scheme has also outperformed its category and is ranked 1st with respect to 10-year returns. It gave its worst performance during the bearish market of 2008, which it recovered from soon and gave an all-time best performance between March 2009- Mar 2010.

Why Choose This Scheme?

HDFC Mid-Cap Opportunites Fund currently has one of the best portfolios in the mutual fund industry. As discussed above, the scheme has a major investment in finance sector which has started showing recovery and will soon reach new heights, and when that happens the fund will start giving some of the best returns.

This covers our topic for today. HDFC Mid-Cap Opportunities Fund is a great scheme and has never disappointed any of its investors. However, you should consult your financial advisor before making the final decision to know that if this scheme suits your risk appetite. If you have any question about this or any other mutual fund scheme, then you can contact our experts at MySIPonline.

How SBI Bluechip Fund Beating Street Estimates of Investors?

When a fund stands out at various fronts, then definitely an efficient fund manager is supervising it. Therefore, the financial analysts of MySIPonline have researched about SBI Bluechip Fund (G), which has been performing consistently well from past many years. This review has been provided with full details in the article further as under:

About the Fund:

SBI Bluechip Fund has started its journey in the year 2006 and had reached to one of the largest AUMs of the category with Rs 19,064 Cr as on Jun 30, 2018. The expense ratio of the fund is 2.44%.
The open-ended large-cap category fund, its average market capitalisation is Rs 104,048.37 Cr as on July 28, 2018. This capital is invested 61.18% in giant companies, 26.19% in large-cap companies, 11.61% in mid-cap and 1.02% in small-cap companies. The asset allocation of the fund is 93% in equity, 5% in money market securities, and 2% in debt instruments.

The fund is holding stocks in 58 companies of diversified sectors, which majorly include finance and banking, automobile, construction, FMCG, healthcare sector, etc. The top companies, where it is investing are HDFC Bank, Larsen & Toubro, Mahindra and Mahindra, ITC, and Nestle India.

Past Performance Analysis:

Following S&P BSE 100 Index, SBI Bluechip has delivered the returns of 11.56% since its launch. The fund has beaten its benchmark and category average in the five and seven years compounded returns. These returns were 19.25% in the five years and 15.47% in seven years.

The alpha generated by the fund in the past three years as provided on June 30, 2018, by the financial experts of MySIPonline was 0.10%. The highest returns of the fund were in the year 2009 with 87.9%. The last two years returns of the fund for the years 2016 and 2017 were below the benchmark, but higher than the category average.

The also incurred less losses in the year 2011 bearish market as well as in 2015, when the benchmark and category both were in negative, but it has given better returns to investors.

Fund Manager:

The fund manager and her convictions both are working magnificently towards SBI Bluechip Fund Growth. Ms Sohini Andani follows the blend of growth and value investing as well as the top-down and bottom-up approaches of investing. She used to keep track of various sectors, where she can invest to make the fund grow faster.

Ms Andani joined SBI fund management team in 2007 as the Head of Research. She has an overall experience of 23 years in the financial space, portfolio management, equity research and fund management. Under her guidance, the fund has shown high growth, as she gets associated with the fund in the year 2010. Her confidence in the financial sector, where she invests most leads the fund to better growth.

The NAV of SBI Bluechip Fund G is Rs 39.053 as on July 28, 2018. It is suitable for the investors who have an appetite of tolerating a moderately high-risk on their principal amount. Investors who want to achieve goals of wealth creation should invest in the fund for 5 or more years.

L&T Midcap Fund - Helping Gain from Midcap Companies

L&T Mutual Fund is among the top 20 companies of India, it has reached this position because of its commitment and hard work in the form of various schemes that it has launched for different customers under varied categories. Among many schemes, it launched L&T Midcap Fund on August 09th, 2004, with an investment objective to help investors earn capital appreciation through investment done mainly in midcap stocks. To know more about this scheme, continue reading and in case you still wish to explore more about it, browse MySIPonline.

Who Are the Fund Managers?

This fund is jointly managed by Mr. S.N. Lahiri and Mr. Vihang Naik since June 2013 and June 2016, respectively. Mr. Lahiri has done B.Tech and holds Post Graduate Diploma in Management from IIM Bangalore. He has worked with companies such as Canara Robeco AMC Co. Ltd., Fortuna Capital, Emkay Investment Manager Ltd., DSP Black Rock Investment Managers Pvt. Ltd., before joining L&T Mutual Fund. Mr. Vihang Naik has done CFA and TYBMS. Before joining L&T MF, he has worked with companies such as MF Global Sify Securities, SBICAP Securities, L&T Investment Management Ltd.

Who Should Invest in L&T Midcap Fund Growth?

This scheme is for aggressive investors who are ready to bear high risk on their principal amount. People who are searching for a scheme to add to their portfolio to earn the time value of money in the form of long-term capital appreciation through investment made in equity an equity related instruments of mid-cap companies may invest in this scheme.

Important Points About L&T Midcap Fund That Investors Should Know

1. L&T Midcap Fund NAV as on July 25th, 2018 was Rs. 138.35 and its benchmark is NIFTY Midcap 100 TRI.
2. The assets under management as on June 30th, 2018 was Rs. 2808 crores out of which investment made in equity is 92.63% and in debt is 7.54%. The investment made in equity is further divided into large-cap, mid-cap, and small-cap investments with the percentage of assets allocated in them being 3.78, 82.85, and 13.36, respectively.
3. The top ten companies in which it has invested majorly are Bharat Financial Inclusion, Emami, Berger Paints India, The Ramco Cements, City Union Bank, Graphite India, Cholamandalam Invest. & Fin., MindTree, Abbott India, and Exide Industries with the assets allocated to them being 3.85%, 3.19%, 3.06%, 2.98%, 2.44%, 2.33%, 2.30%, 2.26%, 2.17%, and 2.15%, respectively. 
4. The initial application amount for new investors is Rs. 5000 and the minimum additional application amount for existing investors is Rs. 1000.
5. There is no entry load which is to be paid by an investor. In case an he redeems on or before completion of one year, then he becomes liable to pay 1% as exit load. 

This was all about L&T Midcap Fund by L&T Mutual Fund in which you may invest online as well as offline. To invest online, simply log on to MySIPonline, a user-friendly platform that helps you make paperless transactions from the comfort of your place. You may also consult the financial expert to understand about its suitability to your portfolio.

Overcome Market Volatility with ICICI Prudential Balanced Advantage Fund (G)

Current market volatility is creating panic among thousands of investors. People are selling their holdings of equity funds and are looking for an alternative with the help of which they can sail through these volatile markets. If you are one of them, then you are in luck today, as in this post, we are going to discuss a scheme which can help you in gaining stable returns even during this unstable market and that scheme is ICICI Prudential Balanced Advantage Fund.

Basic Scheme Details

This is a hybrid- dynamic asset allocation category fund which was launched on Dec 30, 2006, with the objective to provide long-term capital growth by investing in a dynamic portfolio of instruments from different asset classes. The scheme constantly make changes in the portfolio based on the behavior of the capital market. Currently, ICICI Prudential Balanced Advantage Fund NAV is Rs 33.6 (as on Jul 23, 2018) and the assets under management as recorded on Jun 30, 2018, are worth Rs 27,877 crores. The whopping asset size shows the trust that lakhs of investors have in this scheme and the growth which it has made over the years. The annual expense ratio of the scheme is 2.15% (as on Jun 30, 2018), and you will have to pay an exit load of 1% if you take out your investments before completion of 365 days. You can invest in this scheme through MySIponline with a minimum investment amount of Rs 500 and can start a SIP with a minimum of Rs 1000. 

Asset Distribution

ICICI Prudential Balanced Advantage Fund invests in a mix of different asset classes and currently has 40.11% investment in equity instruments, 32.9% in debt instruments and the remaining 26.99% in cash and cash equivalents. The equity instruments are mainly from finance, automobile, energy, FMCG, services, technology, and healthcare sectors. The top holdings from equities include companies like HDFC Bank, Infosys, HDFC, Hindustan Unilever, and ICICI bank. As for the debt, GOI Securities, Commercial Paper, Fixed Deposits, Bonds, and Debentures are the most favored instruments and you don't have to worry about the quality of these instruments as most of these have a credit rating of A1+ and more. 

How Can it Help in Overcoming Market Volatility?

ICICI Prudential Balanced Advantage Fund is one of the best choices you can make right now and the reasons are diversity in assets and the dynamic style of investing which it follows. With the help of these, the scheme can stay stable even when the equity market is flickering. How? Well, let's see. Say, the equity market is down and almost all the sectors are underperforming, now to avoid the drop in NAV the scheme will change the allocation and will guide more investments towards the debt instruments. This change will make the effect of the equity losses lower as the stable returns from debt and cash instruments will provide a support to the scheme.

Going through the post you must have known that what ICICI Prudential Balanced Advantage Fund is and how it can help you in beating the market volatility. This scheme is a perfect combination of growth and security and has provided investors with satisfactory returns over the years. If you have any queries about this or any other mutual fund scheme, then you can visit MySIPonline and can get the solution to all your investment-related queries 24x7.

Why Axis Mutual Fund is Listed Amongst the Best Ranking AMCs in India?

The world has been into a tight economic condition ever since the depression hit the market in the year 2008. Banks went bankrupt, companies’ financials tumbled down, and chaos hit the lives of many to the limit that they had to take desperate measures. Amidst this chaos and confusion, the Indian economy stood firm and didn’t succumb to the market crunch. The reason for its steadiness, even in such adverse circumstances, was the subtle approach of the public towards their spending, which mostly went into buying funds of top fund houses such as Axis Mutual Fund.

This name doesn’t need any introduction, and is widely regarded as one of the best asset management companies to have ever been introduced to the global money market. The funds that this AMC releases are superbly well-knit, which do not leave any margin of errors and ensure that they are devised in a way to provide great benefits to its patrons. There are many interesting facts associated with Axis MF that will make you go haywire. Stick around for a while and read this article in full that will unravel great information on this fund house.

The Fund and its Formation

Axis Mutual Fund is one of the largest and most powerful asset management companies in India, and has a strong global presence in countries such as Singapore, Middle East, Colombo, and Shanghai. It has a workforce of over 25,000 employees present across different countries, handling discrete responsibilities ranging from clerical work to managing the assets single-handedly. Further, the fund has an enormous range of products available in the flavour of equity, debt, hybrid and sector-oriented funds, to ensure that even the most diverse needs of the investors are satiated efficiently.

Axis Mutual Fund was formed in India less than a decade ago in the year 2009. In its first year of operations itself the fund launched some of the most superbly planned schemes of the time, gaining enormous trust from the market and a huge capital contribution from the investors. The fund soon went to become the all-time favourite of all major online investment portals, including North India’s ace investment solutions company, MySIPonline. As of today, the fund cherishes a diverse range of schemes that has now soared up to 50 in number.

The Investment Philosophy 

MySIPonline is one of those financial services companies that do not just go by the buff, but investigates closely on its own before giving a spot to any fund house on its website. After a tight scrutiny, it was found that the biggest reason for the unusual success of Axis Mutual Fund in India was its judicious investment philosophy. The fund house’s business is placed on three important pillars that are a part of its unshakable ideology – People before self; prepare for future today; and create products that serve the purpose rather than defying it.

Besides being a highly motivated and transparent fund house, Axis MF is also a very socially aware fund house. It runs several campaigns, organises various exhibitions on mutual fund literature and education, so that the common masses are able to understand and apply the basic fundamentals of investing in their future plans. Also, the online availability of Axis Mutual Fund schemes have made it reasonably convenient for the investors to choose the best mutual funds online attuned to their needs, and invest in them immediately. MySIPonline provides the convenience to invest in the products of Axis Mutual Fund online in a quick, easy, and hassle-free manner that too without charging anything above the cost of investment.

Summing Up

Axis Mutual Fund is a superb financial companies to invest with. Its supremely devised schemes and the inherent trust of Axis brand, makes it even more convincing to cling to this fund house while drawing an investment plan. Call your financial advisor today, or ask the experts at MySIPonline which scheme of Axis MF will be best suited to you. Do mention your risk capacity, the desired investment period and the spending capacity for getting an unbiased and clear advice.

List of Instrumental Schemes Provided by Motilal Oswal Mutual Fund

Motilal Oswal Mutual Fund is one of the fastest emerging asset management companies in India. With the experience and research of over 30 years in the equity market, the AMC has provided beneficial schemes which have outperformed their peers and benchmarks since their inception. The highly experienced and talented management staff lead by Mr Raamdeo Agrawal has achieved success in providing the best financial solutions and has gained the trust of thousands of investors. To invest in any scheme of Motilal Oswal Mutual Fund online, connect with MySIPonline. The details of the schemes provided by Motilal Oswal MF have been described below

1. Motilal Oswal Long Term Equity Fund (G): It is an Equity Linked Savings Scheme which has outperformed its category average, as well as benchmark, NIFTY 500 despite being a late entrant in the market. It has a lock-in period of 3 years, and in last three years, it has generated an annualised return of 16.49% compared to 11.37% benchmark returns and 9.96% category average returns. The fund managers Mr Abhiroop Mukherjee and Mr Gautam Sinha Roy generally invest the majority of the corpus in the equity instruments of large-cap companies and 20-30% in mid-cap companies. The fund is suitable for the investors who seek tax-saving as their primary objective behind the investment. (data as of 16th July 2018)
2. Motilal Oswal Multicap 35 Fund (G): It is a multi-cap fund with a massive AUM of Rs 13,016 crore as on 30th June 2018. Since its inception in April 2014, it has generated an annualised return of 26.05%. This fund has also outperformed its benchmark and peers many times in the past. The fund manager Mr Gautam Sinha Roy invests the corpus in a total of 20-25 stocks which are mainly large-cap companies. Mid-cap companies possess 15-20% of the corpus.(data as of 16th July 2018)
3. Motilal Oswal Midcap 30 Fund (G): It is a mid-cap fund which aims to create long-term wealth by investing predominantly in mid-cap companies. The fund managers Mr Akash Singhaniya and Mr Niket Shah have a long-term prospect for this fund. Since inception in April 2014, it has generated an annualised return of 24.19%. More than 70% of the corpus is invested in small and mid-cap companies hence the fund is suitable for high-risk takers. (data as of 16th July 2018)
4. Motilal Oswal Ultra Short Term Fund (G): It is a debt fund which is suitable for very short-term investment. The average maturity period of the instruments is 4.8 months. The fund provides stable returns which are more than regular bank savings account through a portfolio of commercial papers and certificate of deposit of A1+ credit ratings. Mr Abhiroop Mukherjee manages it since its inception in September 2013. (data as of 16th July 2018)
5. Motilal Oswal Dynamic Fund (G): It is a hybrid fund whose portfolio is inclined towards the equity and equity derivative instruments. 65% and 35% is the allocation ratio of equity and debt instruments respectively. It has generated an annualised return of 11.37% since inception in September 2016. The fund manager Mr Gautam Sinha Roy shifts the allocation of the corpus according to the market trends to get the maximum benefits. (data as of 16th July 2018)

Every scheme has its aim and ambition, and hence you should consult with a financial expert before investing in any Motilal Oswal mutual funds. At MySIPonline every investor is provided with the optimum solution for every financial need. Connect through email, chat, or call anytime to enjoy the most beneficial investment strategies.

SBI Large & Midcap Fund - A Unique Scheme for Unique Investors

SBI Mutual Fund launched a scheme for its investors on February 28th, 1993 named SBI Magnum Multiplier Fund, an open-ended scheme which is now known as SBI Large & Midcap Fund. It invests in large-cap and mid-cap companies. Large-cap companies are the top hundred companies in terms of full market capitalisation and mid-cap companies are the top 101 to 250 companies. It follows a mixture of growth and value style of investing and top-down and bottom-approach while selecting stocks and sectors to invest in.

Investment Objective

The investment objective of SBI Large and Midcap Fund is to provide an opportunity to its investors to earn long-term capital appreciation by investing in the stocks of large-cap and mid-cap equities.

Fund Manager

SBI Large & Midcap Fund G is managed by Mr. Saurabh Pant since September, 2016. He has done B.Com. Honors, MBE and CFA (Level III) and has been associated with SBI Mutual Fund since 2007. Apart from this scheme he has been managing SBI Consumption Opportunities Fund as well.

Who Should Invest?

• Investors who are ready to tolerate moderately high risk on the principal amount invested.
• Those who wish to invest in large and mid-cap companies’ stocks in order to earn long-term appreciation.
• People looking for investment option for long-term in order to park their money which is kept idle, may invest in it by logging on to MySIPonline.

Scheme Facts

SBI Large & Midcap Fund has been rated three stars by Value Research. Its Net Asset Value as on June 29th, 2018 was Rs. 206.5479 and the assets under management were worth Rs. 2271.8 crores as on May 31st, 2018. There is no entry load that an investor has to worry about. In case an investor wishes to redeem within one year of investment, then he becomes liable to pay 1% as exit load. After completion of one year, he can freely redeem without paying any charges. Its investment in equity is 96.58% and in debt is 3.2% with percentage investment in giant-cap, large-cap, mid-cap, and small-cap being 35.62, 19.38, 37.02, and 7.99, respectively. Its standard deviation as on May 31st, 2018 was 14.50%, calculated using the calendar month returns for the last three years.

The top five companies in whose stocks it has invested majorly are HDFC Bank, Jubilant FoodWorks, Infosys, ICICI Bank, and Bharti Airtel, respectively with investment percentage being 5.75, 4.89, 4.88, 4.78, and 4.11, respectively.

Performance

The trailing returns that SBI Large & Midcap Fund Growth has provided its investors were 6.87, 9.39, and 19.85 for one, three, and five years, respectively as on June 29th, 2018 which shows that it is more beneficial to keep the money locked in for long-term in this scheme.

Conclusion

SBI Large & Midcap Fund is best for the investors planning for long-term investment in large-cap and mid-cap companies. If you have any doubt or any confusion which you need to clear, log on to MySIPonline, a user-friendly platform that helps you make hassle-free, environmental friendly, paperless transactions and provides an opportunity to talk with financial advisors absolutely free of cost.

How to Make a Secured Portfolio with Reliance Vision Fund?

One of the major problems that investors face during investment is the selection of appropriate funds. Though they have every intention of earning good money, their intentions fail when they are unable to add good funds into their plans. This calls for having knowledge of those funds that are performing well in the market and are recommended by the experts.

One such fund is Reliance Vision Fund, which is giving a tough time to the other funds in the market. It is an equity-oriented fund of the large cap category that seeks long-term capital appreciation, through a quality portfolio of strong fundamentals and high returns prospects. It has been serving the market since 1995 under the parenting of Reliance Mutual Fund, one of India’s best fund houses. 

If you are looking forward to plan an investment in mutual funds, then you must plan it through MySIPonline. It is an online portal that provides free financial services and gives best tips of mutual fund investing. Here, you’d find more than 10, 000 schemes of 40 different AMCs, thus having ample choices for your portfolio. You may consider investing in Reliance Vision Fund if stability and security are your primary concern. A detailed explanation about this fund has been given in this article which will further provide you with sufficient hints on whether to add it in your investment plan or not. 

The Fundamentals

Making investments in mutual funds was once a tedious task. But with the improvements in the 

technology came a revolution, due to which the major difficulties of investing were ruled out. Today, you can quickly start an investment in Reliance Vision Fund (Growth) with the help of MySIPonline. Thus, you need to keep a watch on the following points while chalking out the investment plan: -

• The NAV: The NAV is basically the cost of purchasing one unit in any fund. It determines the per unit net worth of the fund, where the increase in its values depicts the rise in the value of the underlying stock and securities and vice versa. The NAV of Reliance Vision Fund (G) as on June 29th, 2018 was Rs. 508.6793 after experiencing a hike of 1.56% in its value. 
• The Expense Ratio: This is the charge made by the fund on the investor on account of administration fees, operating costs and other fund management expenses. At present, Reliance Vision Fund (Growth) has an expense ratio of 2.03% which is within the ideal limit of 2.50%. This means that there isn’t a heavy burden of expenses on the investors, and hence, they will enjoy high inflow of returns. 
• The Risk: Giant and large cap stocks are primarily added to boost the strength of the portfolio. With more than 70% exposure in these stocks, Reliance Vision Fund (G) possesses a fair level of strength to withhold the market adversities. Though it can’t be said that the fund is entirely free from risks, it reduces the risk to a tolerable level thus making the portfolio fit to be subscribed by risk averse population of investors. 

The Portfolio

Reliance Vision Fund (G) primarily invests in large and giant cap stocks, where the combined strength of these stocks is 74.82%. Also, the fund involves a decent exposure to mid-cap stocks which stands to the tune of 22.12%. Such variety of stocks enables the fund to gain diversification and become more powerful in performing its operations. 

The Performance 

The fund has been operating in the market for more than 20 years. Hence, there is a long history of its performance for us to analysis and form a conclusion about its power to generate returns. The fund has given high returns that stood at 32.51% and soared up to as much as 163.86%. In the immediate past five years, the fund has pulled returns worth 15.52% and are expected to swell in the near future. 

If your objective is to earn good income with the minimum exposure to risk, then you must invest in Reliance Vision Fund. Avail the services of MySIPonline for an unforgettable investment experience. 

Earn Large by Investing in Large cap Funds

“To be an investor you must be a believer in a better tomorrow.”

Every investor wishes to get high returns on their investment, don’t you? But do we have the patience to earn high returns? The answer is a big NO. We seek high returns but don’t want to wait for the fruits to grow after the seeds are sown. As investors, we often forget that the key to successful investments is “The longer you invest, the more you earn.” And, what’s the best solution to long-term investments?

The solution is in front of us that is large cap funds investment. These funds mainly invest in the stocks of very successful companies having a strong market position and are in the category of a safe avenue to invest in.

The quote “Wait is Worth,” is apt for the large cap mutual funds, as the potential investors get their returns after a long duration of investment and these investments may give the manifold returns while reaching their maturity period.

Why Invest in?

One of the biggest merits of investing in large-cap mutual funds is the suitability they bring to an investor. Investments are always subject to an investor’s investment goals, their risk profile, and  investment horizon. Large cap funds are an ideal option for investors who are in search to make profits without the exposure to the added risk of volatile markets.

The large companies with a solid tracking record offer the rapid payments of dividends as well. Due to their presence in the market for many years, investors can approach to their profitability and financial details for a course of time to track their performance before making any financial decision. Investing in mutual funds can, however, be risky and it is recommended to consult a financial expert or you may speak to our mutual fund experts at MySIPonline for guidance.

Past Performance of the Large Cap Funds

It is very important for being an investor to track the past record of various large-cap funds in both bullish and bearish market conditions before investing in any of them. Select those funds which have been consistent in terms of risk and return profile in every market cycle and condition. Let’s have a look on some of the best large-cap mutual fund’s performance to make an investor clear about how the fund has performed in different situations:-

An investor can analyze the performance of these funds by comparing with the returns of the benchmark. i.e., S&P BSE 100.

Large cap funds have an important role to play in bringing the stability and long-term steady returns to the investment portfolio. They are ideal for those investors who are willing to take the low-moderate risk and seek balanced returns. It is, however, necessary to research well before making any investments. For any information concerning them, you can connect with the experts associated with MySIPonline. 

Why is Axis Long Term Equity Fund (G) the Best Tax-Saving Option?

Axis Long Term Fund (G) is a tax saving fund which also serves the purpose of capital appreciation with savings. As every ELSS scheme has a lock-in period of 3 years, same goes for this fund. The returns of it in the long-term are high hence it also serves as a saving option for a long-term with the investment locked in. The ELSS funds can reduce the taxable income up to Rs 1.5 lakh if that amount is invested in any ELSS scheme. Axis Mutual Fund has provided several innovative and beneficiary schemes. It is a fast-growing AMC which has satisfied the financial needs of thousands of investors.

Axis Long Term Equity Fund (G)

This ELSS fund has been opted by many investors as tax saving option available under section 80C. It has reached an AUM of Rs 17,546 crore as on 31st May, due to its consistent performance. 2018. The Axis Long Term Mutual Fund has generated an annualised return of 23.5% return in 5 years, 17.5% return in 2 years, and 17.1% return in last 1 year. Axis Long Term Equity Fund Growth has performed dramatically well in recent years and has generated much better returns compared to other schemes of its category.

Fund Manager

The Axis Long Term Equity Fund G is managed by Mr Jinesh Gopani, and he has been managing the scheme since April 2011. He is a B.Com (H) and MMS from Bharati Vidyapeeth Institute. He is the senior fund manager at Axis Mutual Fund and has previously worked with Aditya Birla Sun Life AMC, Voyager India Capital Pvt. Ltd., Emkay Shares & Stock Brokers Limited, and Net worth Stock Broking Limited. Apart from this he also manages Axis Focused 25 Fund (G).

Portfolio Distribution

The 100% equity oriented corpus is slightly oriented towards equity instruments of large-cap companies. In recent years 60-80% of the corpus has been allocated to large-cap companies. Rest of the corpus is allocated to mid-cap companies, and a very small amount of 0-5% is invested in small-cap companies to grab the maximum returns. The banking and finance sector holds a majority of the corpus of the scheme. More than 35% of the corpus is invested in the companies of the finance sector. Rest of the corpus is distributed across companies of various sectors.

It is an ELSS fund, hence it charges no exit load as the lock-in period is of 3 years. It is an optimum tax-saving option which can even generate wealth apart from reducing the tax liability; some investors also use this scheme to create a long-term wealth with a disciplined investment of 3 years or more. Axis Mutual Fund charges 1.77% of the corpus as expense ratio for this scheme. The NAV of Axis Long Term Equity Fund G is Rs 43 as of 30th June 2018.

Connect with the official website of MySIPonline to invest in this fund today and grab the tax benefit along with growing wealth. The fund is suitable for a majority of investors who have tax saving and wealth appreciation as their primary objective behind the investment. At MySIPonline investors are guided throughout the investment process and are provided with valuable advice regarding mutual fund investment.

Top Performers of Canara Robeco Mutual Fund

Canara Robeco Mutual Fund has launched a number of schemes in mutual fund investment market for its investors under various categories. It has earned the trust of a huge number of investors by maintaining the risk factor of schemes and helping investors reach their income goals. These are the reasons that its schemes have secured the place in the top performers' list. Below we are going to discuss such top performing schemes in which you can invest through MySIPonline.

Canara Robeco Emerging Equities Fund - It is an open-ended scheme which was launched by Canara Robeco Mutual Fund on March 11th, 2005 that invests in equity and equity related instruments of both mid-cap and large-cap companies. This scheme is apt for those investors who are looking forward to investing in a scheme that leads to long-term capital appreciation and can digest moderately high risk. An investor can buy its units at Rs. 92.1 per unit as on June 26th, 2018. The assets managed under this scheme by its asset management company were recorded to be Rs. 3,530 crores as on May 31st, 2018. The minimum investment amount with which an investor may start investing in this scheme is Rs. 5000 in lump sum and Rs. 1000 and Rs. 3000, if an investor wishes to invest through monthly and quarterly SIP. This fund is managed by Mr. Ravi Gopalakrishnan and Mr. Miyush Gandhi.

Canara Robeco Equity Diversified Fund - This scheme was launched on September 16th, 2003 by Canara Mutual Fund which is an open-ended scheme that invests across equities. An investor may invest in this scheme with a minimum investment amount of Rs. 5000 in lumpsum and Rs. 1000 and Rs. 2000 as monthly and quarterly SIP. There is no entry load that an investor needs to incur. However, if an investor redeems within one year of investment, then he liable to pay 1% as exit load. Investors who can bear moderately high risk on their principal investment amount and wishes to earn long-term capital appreciation through investment in multi-cap equity scheme may invest in this scheme. This fund is managed by Mr. Ravi Gopalakrishnan and Mr. Shridatta Bhanwaldar since September 2012 and July 2016, respectively. Its net asset value as on June 26th, 2018 was Rs. 125.01 and the assets under this scheme were Rs. 859 crores as on May 31st, 2018.

Canara Robeco Bluechip Equity Fund - This Canara Robeco Mutual Fund scheme has been rated four stars by Value Research. It was launched on August 21st, 2010 with an investment objective to generate capital appreciation by investing predominantly in companies with large market capitalization. This fund is managed by Mr. Ravi Gopalakrishnan and Mr. Shridatta Bhandwaldar since September 2012 and July 2016, respectively. Its percentage allocation of assets in equity is 95.94% and in debt is 4.79%. The top five companies in which it has invested majorly are HDFC Bank (Financial), Reliance Industries (Energy), Maruti Suzuki India (Automobile), Larsen & Toubro (Construction), and Kotak Mahindra Bank (Financial).

To compare these schemes with other such schemes by different AMCs, log on to MySIPonline, an online platform for users to invest. You may also use the free financial advisory services provided there. 

How Can You Grow Your Earnings by Investing in Mid Cap Funds?

On the track to get down China from its current position and becoming the world's most financially developed country, India's economy is suffering from some growing pains. But there are still great opportunities waiting for investors looking to expand their portfolios for long-term into an emerging market.

                          “In investing, what is comfortable is rarely profitable.”

Quoted by Robert Arnott, which means that at points an investor has to step out of his comfort zone in order to realize the significant gains. Big fortunes do not come very easily. The above lines are perfectly suiting the mid-cap category of mutual funds, which focuses on making investments in the companies with market capitalization in the middle range of stocks in the invest-able market. An investor seeking to invest in mid-cap funds cannot make wealth in a short time and also has to stomach high risks. Let’s know more about this category of mutual funds!

What are mid-cap mutual funds?

Mid cap mutual funds, as the name suggests, are the schemes which invest in stocks of large companies or stocks with large market capitalization. In this regard, the word ‘cap’ means the market capitalization or size of the company listed. For being a mid cap, the market capitalization of the companies should range between Rs. 500 crore to Rs. 10000 crore.

Who should invest in?

It is the best-suited to the investors who are seeking rapid growth and high risk appetite as compared to large-cap funds. Mid-sized companies offer fast earnings and steep growth on being volatile on the stock index. Investors who are ready to invest with the volatility of these stocks on the expectation of fascinating returns should surely go ahead with mid-cap funds.

Advantages of mid-cap funds:-

• Several funds in the mid-cap category have outperformed the large-cap funds and this performance will not be affecting in the near future anytime. 
• They offer high growth opportunities than the large cap funds.
• They contain low risk as compared to small-cap funds.
• They even provide huge opportunity to intelligent investors of growing their money quickly. 
• There is more liquidity in mid-cap funds than small cap schemes.
   

Performance of some of the best mid cap mutual funds

Things to consider as an investor:-

• Performance of the fund should be evaluated before making the investment. An investor should check the performance of the mid cap funds in both the bullish and bearish market cycles. 
• Investment horizon, to get the benefits of investing in mid-cap funds, an investor must be willing to give a time period minimum of 7-10 years to his fund. Since equity investments are volatile in the short run and therefore can make more sense from an investing point of view to hold for longer.

One should seek guidance before making investment decisions in mid cap mutual funds as they are more risky and volatile investing option. A potential investor can reach to our team of financial experts at MySIPonline to gain further guidance and knowledge on investing.

A Dig into SBI Large & Midcap Fund

State Bank of India (SBI) is a name that is known to everyone. Being the largest bank in India, the company has always been true to its name. SBI launched their assets management company in 1987 and their first mutual fund scheme in 1991. Today, it has assets size of Rs 217649 crore (as on Mar 31, 2018) under their management and top performing schemes in almost all mutual fund categories. In this post, we will discuss about one such scheme, i.e., SBI Large & Midcap Fund.

About the Fund

The fund was launched on Feb 28, 1993, under the name SBI Magnum Multiplier Fund, which was later changed to SBI Large & Midcap Fund. The fund falls in the category of diversified equity, with a primary objective to provide investors with long-term capital appreciation by investing in large-cap and mid-cap companies. The fund’s minimum investment amount is Rs 5000 and a SIP can be started for as low as Rs 500.

Some Key Parameters

The fund has been doing really great from the past few years and it can be seen by the returns it has given. It gave returns of 9.28%, 11.39%, and 20.16% in 1, 3, and 5 years, respectively (as on Jun 18, 2018) beating its benchmark on every occasion. The fund has a current NAV of Rs 212.55 (as on Jun 18, 2018) and assets size of Rs 2319.13 crore(as on Jun 18, 2018). The total expense ratio of the fund is 2.08% (as on Apr 30, 2018). Also, as the company mainly invests in large-cap and mid-cap companies, the risk factor associated is also comparatively low.

Sectors it Invests in

Proper fund allocation is what decides success of a scheme. SBI Large & Midcap Fund invests its major assets in sectors like banking, finance, consumer non-durable, telecommunication, information technology, and engineering. Let’s have a look at top equity holdings of this fund.

Why Choose This Fund?

SBI MF has some really good over the top schemes, and SBI Large and Midcap Fund is one of them. The returns it has given over the past years is one of the reasons to choose this fund. The other reason being the companies that it has in its portfolio. Many of the holdings have been seen performing really well, even when the equities market was following a downward trend, the fund provided a really good support to its investors. Also, it is good for new investors too, who are looking for a good opportunity to enter the investment market.

SBI Large & Midcap Fund is a choice of millions of investors and has never disappointed them. The performance parameters of this fund make it the perfect contender to be on your mutual fund wish list. So, the next time you want to select a new mutual fund scheme, keep this one into your consideration.

For any mutual fund related queries, you can contact our team of experts at MySIPonline and can get instant solutions for free.

A Look on the Cosmic Path of Sundaram Small Cap Fund

If your goal is to grow your riches by betting on a small-cap fund, then Sundaram S.M.I.L.E. Fund is such small-cap scheme, which has created a lot of buzz in the market. The fund was launched in the year 2005 and since then, has attracted the investors who have a high-risk tolerating appetite. It has changed its name to Sundaram Small Cap Fund w.e.f. May 2018. Therefore, the financial researchers of MySIPonline have researched about the fund to provide the brief on it, which is discussed as under:

Sundaram Small Cap Fund Snapshot:

It is an open-ended small-cap fund which significantly invests in the equity and equity-related securities. Offering the growth and dividend options under the direct and regular plan, the fund has been following the S&P BSE Smallcap Index as its benchmark. The current AUM of the fund is Rs 1,305 Cr as on May 31, 2018.

The fund manager of the Sundaram Small-cap has been investing its corpus in diversified sectors which include approximately 27% in construction, 14% in engineering, 11% in services, 8% in automobiles, and the rest in other sectors.

The average market cap of the fund as on June 18, 2018 is Rs 3,196.26 Cr. It invests 19.94% of its average capital in mid-cap companies and 80.05% in small-cap companies. The fund’s portfolio comprises 98% of equities and equity-related securities and 2% debt & money-market securities.

Past Performance Analysis:

The fund has opened with a bang in the market, providing exceptionally good returns. It has provided its highest returns in the years 2009 and 2014 which were 120.44% and 108.74%, respectively. However, after 2014, its returns have been falling both from its benchmark and peers.

Its three-year, five-year, and seven-year trailing returns are 14.61%, 28.68%, and 17.88%, respectively. As per the financial analysts of MySIPonline, the fund’s annualized returns for the year 2016 and 2017 were -0.13% and 55.58%, resp. The NAV of Sundaram Small Cap Fund as on June 18, 2018 is Rs 96.8996 with an expense ratio of 2.54% as on Apr 30, 2018.

Fund Manager:

The fund is managed by Mr S Krishnakumar, who has joined the Sundaram Assets Management Company in the year 2003. With 20 years experience of the Indian Equity market, he is currently working as the Chief Investment Officer of equities in the company.

He follows the bottom-up approach and invest by selecting the stocks which are performing weakly in the market conditions, but have the potential to offer good returns in the long run. He selects these stocks by in-house research, which has been done by the fund management team at Sundaram MF.

Being a small-cap fund, it offers the capital appreciation to investors who have an investment horizon of seven years or more. You may invest in the Sundaram Small-cap fund if you have the appetite of tolerating moderately high-risk as the fund is highly volatile.

You may invest in the fund via lumpsum and SIP both, as the minimum SIP amount of the fund is Rs 250 per month. For more details, you may contact our experts via call or email at MySIPonline.

An Overview of HDFC Top 100 Fund

HDFC Mutual Fund launched HDFC Top 100 Fund on September 03, 1996 with an objective to invest in equity and equity related instruments of companies whose benchmark is BSE 200 to generate long-term capital appreciation. It was formerly known as HDFC Top 200 Fund.

Who Should Invest in HDFC Top 100 Fund?

• If you are an investor who wishes to invest in a scheme with equity portfolio of top 100 companies with BSE 200 as benchmark, then you can invest in this scheme.
• The risk involved is moderately high which means you should only invest in HDFC Top 100 Fund in case you can digest such risk.
• You must be ready to invest your idle money for a long-term in order to receive the required long-term capital appreciation.

Who Manages HDFC Top 100 Fund?

HDFC Top 100 Fund is jointly managed by Mr. Rakesh Vyas and Mr. Prashant Jain. Mr. Rakesh Vyas is a fund manager for overseas investments with HDFC AMC. He has a total of fourteen years of experience out of which three years, he has worked as an application engineer and for the rest eleven years, he has worked as an equity researcher. Mr. Prashant Jain is the Chief Investment Officer and the Executive Director with a total of twenty seven years of experience in mutual fund industry as a fund manager and researcher.

Key Points

HDFC Top 100 Fund Growth’s assets under management is Rs. 14789 crore as on June 14th, 2018 and the per unit price at which you can purchase HDFC Top 100 Fund’s units is Rs. 448.696 as on May 31st, 2018. 

There is no entry load that an investor has to pay. In case due to some reason an investor has to redeem within one year of investment from the date of allotment, then he is liable to pay 1% as exit load. To invest in HDFC Top 100 Fund, the minimum investment amount is Rs. 5000 in lump sum. HDFC Top 100 Fund also provides an investor to invest through SIP mode of investment. The minimum investment amount in SIP mode is Rs. 500 only.

The top three companies in which it has invested majorly are HDFC Bank, Infosys, and Larsen & Toubro with 7.55, 7.33, and 6.57 being the asset allocation percentage, respectively.

This was all about HDFC Top 100 Fund. In case you wish to know more, you can browse through its official website. If you have doubt and are not able to be certain about the investment decision, then you can make use of the free financial advise that you can receive on MySIPonline. On this platform, you can also compare it with the other options available and avail many other benefits that it has to offer.

Once you are sure, simply open a free account and log in to MySIPonline to invest in the scheme in a hassle-free and paperless manner. Applying online will help you save time, money, and energy. 

How to Conquer a Secured Retirement with TATA Retirement Savings Fund?

If you were to start a new business, how many years would you expect before it grew exponentially? How many years do you think will it take you to reach to a managerial position in your job? Five, ten years, maybe? Could be more depending upon your performance and lots of other factors. But can you expect a sky-high rise in just a couple of years? Well, that would be the rarest of the rare case.

TATA Retirement Savings Fund, on the other hand, is one such name that has taken a flight so high which is incomparable to its peers, that too in just 2 years since its start. Belonging to one of the premier fund houses in India, TATA Mutual Fund, this scheme has been constantly awarded as being one of the top bets in the mutual fund industry and a reliable option for all those who are planning a retirement.

At MySIPonline, our dedication to customer satisfaction and supreme quality services have always been the pillars of our success. Keeping in mind the need to provide our clients with only the best services, we bring in latest information on the money market, giving meaningful insight on the top brands and their products. Today, we have brought a detailed account on one of the top multi cap funds to invest in India, TATA Retirement Savings Fund (G), which will help you create a superb portfolio for your investments and help you achieve your desired goals and objectives. So, stay tuned to this article for the next 10 minutes and unlock the secrets to success in mutual fund investment.

TATA Retirement Savings Fund – An Overview 

TATA Retirement Savings Fund – Progressive Plan is an equity oriented mutual fund of the multi cap category. This means that besides having stocks of small, powerful companies, it has reasonable stakes in mid cap as well as large cap category mutual funds. This makes it a power pack plan enriched with all necessary qualities to help you earn solid returns overtime.

Being a new entrant in the market, this fund has accumulated a modest amount of assets which were recorded at Rs. 468 crore as on 31st May, 2018. The per unit break value of this fund, i.e. the NAV, was last seen at Rs. 29.5492 as on 12th June, 2018 experiencing a hike of 0.51% in its value, testifying that the price of the underlying stocks of the funds has risen thus giving a boost to the funds net worth.

The Report Card

TATA Retirement Savings Fund (Growth) stands amidst the highest paying participants of the market, by giving an average yield of 17.79% since its launch in November, 2011. Further, be it short-term investments of 1 to 3 years or a longer investment of 5 or more years, the fund as quite capably outran the industry benchmark, thus creating new milestones altogether. The fund earned 16.24% returns against the benchmark (NIFTY 50) returns of 12.75% in a one year period, while spewing 21.10% returns in the five year investment against the yield obtained to the tune of 13.48% by the benchmark. This thus denotes that TATA Retirement Savings Fund – Regular Plan (Growth) is indeed a high paying investment, with the mixed benefits of all the category of funds by the virtue of being a multi-cap fund.

A Special Point 

Since TATA Retirement Savings Fund (G) is a retirement oriented fund, the exit load has in this fund has been set accordingly. If you redeem or switch out of units before attaining the age of 60 years, i.e. the normal retirement age in India, then you’d be liable to pay 1% exit load on the value standing on the date of redeeming your funds.

Hence, if you are planning your retirement and want a comfortable second innings, then it’s highly suggested that you invest in TATA Retirement Savings Fund – Progressive Plan through MySIPonline’s easy investment online portal. There is everything available on this website that you may need to make a comprehensive investment plan.