Aditya Birla Sun Life Balanced 95 Fund - A Tremendous Performer

Aditya Birla Sun Life 95 Fund is one of the oldest schemes with one of the best track records of performance in the balanced fund category. It is an open-ended scheme with the primary objective of achieving long-term growth of the investment at a moderate level of risk. For that, the fund managers of the scheme strike to keep a balance between the potential growth of equity and relative safety of the debt instruments. With a flexible equity exposure of 50% to 75%, the fund aims to gain a higher degree of capital appreciation as per the market opportunities. It also has a strong stock selection procedure and aims to generate income and distribute dividend regularly for providing financial stability.

We, at MySIPonline, also have Aditya Birla Sun Life Balanced 95 Fund in our top recommendations and we provide the investors with the opportunities to gain the dual benefits of the same. Here, we have provided the description of this fund to let you know whether you should buy it or not. So, let’s get started!

What Is Aditya Birla Sun Life Balanced 95?

It is an open-ended balanced mutual fund provided by Aditya Birla Sun Life Mutual Fund which seeks to achieve long-term wealth generation on the investments by keeping a balance between the risk elements. Being a mix of equity and debts, it aims to serve the dual advantage of capital growth and financial stability by offering riches through equities and interest income through debts.

Why Should You Buy Aditya Birla Sun Life Balanced 95 Fund?

The scheme invests in the mix of equities, bonds, and various money market instruments with an objective to achieve growth with income while making an attempt to minimise the impact of market volatility. The main characteristics of the scheme include -

1. Flexibility - As per the available market opportunities, the fund flexibly maintains the desired exposure in the equity assets which ranges between 50% to 75%. By following the flexi-cap approach, it aims to maintain the stable risk-return profile of the investment portfolio.
2. Strong Stock Selection - The bottom-up approach followed by the fund manager of this scheme for the purpose of selecting high-yielding stocks and shares ensure high returns. The fund manager also has the top-down approach for selecting the sectors to make a sound investment.
3. Suitability - Aditya Birla Sun Life Balanced ‘95 Fund is appropriate for the investors seeking long-term wealth generation while earning regular income to maintain financial stability. If you too have such goal, then it is the best fund to invest in.

Why Do We Recommend Aditya Birla Sun Life Balanced ‘95 Fund?

The scheme’s stagnant performance in the balanced fund category and its high ranking as per CRISIL for many quarters in the past made us get into the thorough analysis of the scheme. After analysing, we have come to know that it has been successful in providing the desired returns to the investors since its inception. The absolute returns have reached up to 44% in the year 2014, and were around 25% in the year 2017. The annualised returns have also beaten the benchmark and the peers many a time due to which it is among the top-recommendations in the balanced mutual funds at MySIPonline.

So if you wish to achieve your desired goals within time by creating huge wealth in the long run and earning regular income for meeting current requirements, then you must not miss Aditya Birla Sun Life Balanced ‘95 Fund for your portfolio. So start planning your investment right away and reach your goals successfully.