Aditya Birla Sun Life Balanced 95 Fund - A Tremendous Performer

Aditya Birla Sun Life 95 Fund is one of the oldest schemes with one of the best track records of performance in the balanced fund category. It is an open-ended scheme with the primary objective of achieving long-term growth of the investment at a moderate level of risk. For that, the fund managers of the scheme strike to keep a balance between the potential growth of equity and relative safety of the debt instruments. With a flexible equity exposure of 50% to 75%, the fund aims to gain a higher degree of capital appreciation as per the market opportunities. It also has a strong stock selection procedure and aims to generate income and distribute dividend regularly for providing financial stability.

We, at MySIPonline, also have Aditya Birla Sun Life Balanced 95 Fund in our top recommendations and we provide the investors with the opportunities to gain the dual benefits of the same. Here, we have provided the description of this fund to let you know whether you should buy it or not. So, let’s get started!

What Is Aditya Birla Sun Life Balanced 95?

It is an open-ended balanced mutual fund provided by Aditya Birla Sun Life Mutual Fund which seeks to achieve long-term wealth generation on the investments by keeping a balance between the risk elements. Being a mix of equity and debts, it aims to serve the dual advantage of capital growth and financial stability by offering riches through equities and interest income through debts.

Why Should You Buy Aditya Birla Sun Life Balanced 95 Fund?

The scheme invests in the mix of equities, bonds, and various money market instruments with an objective to achieve growth with income while making an attempt to minimise the impact of market volatility. The main characteristics of the scheme include -

1. Flexibility - As per the available market opportunities, the fund flexibly maintains the desired exposure in the equity assets which ranges between 50% to 75%. By following the flexi-cap approach, it aims to maintain the stable risk-return profile of the investment portfolio.
2. Strong Stock Selection - The bottom-up approach followed by the fund manager of this scheme for the purpose of selecting high-yielding stocks and shares ensure high returns. The fund manager also has the top-down approach for selecting the sectors to make a sound investment.
3. Suitability - Aditya Birla Sun Life Balanced ‘95 Fund is appropriate for the investors seeking long-term wealth generation while earning regular income to maintain financial stability. If you too have such goal, then it is the best fund to invest in.

Why Do We Recommend Aditya Birla Sun Life Balanced ‘95 Fund?

The scheme’s stagnant performance in the balanced fund category and its high ranking as per CRISIL for many quarters in the past made us get into the thorough analysis of the scheme. After analysing, we have come to know that it has been successful in providing the desired returns to the investors since its inception. The absolute returns have reached up to 44% in the year 2014, and were around 25% in the year 2017. The annualised returns have also beaten the benchmark and the peers many a time due to which it is among the top-recommendations in the balanced mutual funds at MySIPonline.

So if you wish to achieve your desired goals within time by creating huge wealth in the long run and earning regular income for meeting current requirements, then you must not miss Aditya Birla Sun Life Balanced ‘95 Fund for your portfolio. So start planning your investment right away and reach your goals successfully.

Why TATA Mutual Fund is Gaining Immense Popularity Amongst the Investors?

The mutual fund industry is like a jungle filled with different kinds of venomous options, and if you fail to lay your foot with caution, then there is a good chance that you’ll be bitten by these poisonous selections. Hence, in order to protect yourself from these ghastly choices and avoid any danger on your financial health, it is imperative to count on a trusted name, and what better can you get to hang on other than the schemes of TATA Mutual Fund? For more than a century, TATA Group has been pioneering the Indian markets be it Finance, Automobile, Technology and even household goods.

Being such an important contributor to the growth and expansion of the Indian economy, TATA Group has left no stone unturned in helping the nation stand shoulder to shoulder with the developed countries, and help make the world a better place for the humans to survive and thrive. Thus, by stepping into the mutual fund industry more than two decades ago in 1995, TATA Mutual Funds in India has filled the canvas of the Indian Fiscal industry with bright colours, as evident from the stellar performances that its schemes have been giving overtime, all of which you can find on MySIPonline’s investment portal. By the time you’ll have read this article, you’ll acquire meaningful information about the ideologies and the principles on which this fund house works, which have helped it grow into one of the largest and most successful asset management companies in India.

So, let’s cut to the chase and start learning about those golden thoughts that this AMC follows.

The Core Values that Form the Nucleus of TATA Mutual Fund’s Business

For achieving excellence at anything, there are certain values that need to be inculcated and worked upon religiously, every day. Without having a sense of discipline and dedication, you can’t reach the summit and will continue to float at the bottom. Hence, keeping this ideology at the heart of its operations and following the teachings of the doyen of Indian industrialism, MR. J.R.D. TATA, TATA Mutual Funds follow the following values that form the core of the way it does its business: -

1. Take the Lead and Show the Way:
   If you flip the pages of history, you’ll be surprised to know that many great inventions, when they were merely ideas, were looked upon as crazy imaginations of the inventors. But when they were brought on the table alive and kicking, the world bowed before the pioneers and till today, they are looked up to as the shapers of the modern world. TATA Mutual Fund believes deeply in this philosophy that no matter how crazy the idea may look initially, it shall be brought to life if it is believed that it will shape the world for good.
2. Honesty is Indeed the Best Policy:TATA Mutual Funds dwells a grave animosity towards corruption and deceit. It follows a zero-tolerance policy against any unlawful or dishonest act committed towards the investors, or the nation at large. Thus, all the functions performed at this AMC are imbibed with transparency, which is the reason why association with this fund house is a token of pride.
3. Passion in Every Action:Remember, what did Rancho say in 3 Idiots; “Don’t run for success. Chase excellence, instead. Success will find its way automatically.” This ideology is one of the fundamental pillars on which the entire asset management company is standing. It works primarily for achieving excellence and as a result, it has become an altogether different league of fund houses. 

Thus, by investing in TATA MF online through MySIPonline, you will certainly be walking on the path well lit with success, prosperity and huge wealth creation.