L&T Midcap Fund - Helping Gain from Midcap Companies

L&T Mutual Fund is among the top 20 companies of India, it has reached this position because of its commitment and hard work in the form of various schemes that it has launched for different customers under varied categories. Among many schemes, it launched L&T Midcap Fund on August 09th, 2004, with an investment objective to help investors earn capital appreciation through investment done mainly in midcap stocks. To know more about this scheme, continue reading and in case you still wish to explore more about it, browse MySIPonline.

Who Are the Fund Managers?

This fund is jointly managed by Mr. S.N. Lahiri and Mr. Vihang Naik since June 2013 and June 2016, respectively. Mr. Lahiri has done B.Tech and holds Post Graduate Diploma in Management from IIM Bangalore. He has worked with companies such as Canara Robeco AMC Co. Ltd., Fortuna Capital, Emkay Investment Manager Ltd., DSP Black Rock Investment Managers Pvt. Ltd., before joining L&T Mutual Fund. Mr. Vihang Naik has done CFA and TYBMS. Before joining L&T MF, he has worked with companies such as MF Global Sify Securities, SBICAP Securities, L&T Investment Management Ltd.

Who Should Invest in L&T Midcap Fund Growth?

This scheme is for aggressive investors who are ready to bear high risk on their principal amount. People who are searching for a scheme to add to their portfolio to earn the time value of money in the form of long-term capital appreciation through investment made in equity an equity related instruments of mid-cap companies may invest in this scheme.

Important Points About L&T Midcap Fund That Investors Should Know

1. L&T Midcap Fund NAV as on July 25th, 2018 was Rs. 138.35 and its benchmark is NIFTY Midcap 100 TRI.
2. The assets under management as on June 30th, 2018 was Rs. 2808 crores out of which investment made in equity is 92.63% and in debt is 7.54%. The investment made in equity is further divided into large-cap, mid-cap, and small-cap investments with the percentage of assets allocated in them being 3.78, 82.85, and 13.36, respectively.
3. The top ten companies in which it has invested majorly are Bharat Financial Inclusion, Emami, Berger Paints India, The Ramco Cements, City Union Bank, Graphite India, Cholamandalam Invest. & Fin., MindTree, Abbott India, and Exide Industries with the assets allocated to them being 3.85%, 3.19%, 3.06%, 2.98%, 2.44%, 2.33%, 2.30%, 2.26%, 2.17%, and 2.15%, respectively. 
4. The initial application amount for new investors is Rs. 5000 and the minimum additional application amount for existing investors is Rs. 1000.
5. There is no entry load which is to be paid by an investor. In case an he redeems on or before completion of one year, then he becomes liable to pay 1% as exit load. 

This was all about L&T Midcap Fund by L&T Mutual Fund in which you may invest online as well as offline. To invest online, simply log on to MySIPonline, a user-friendly platform that helps you make paperless transactions from the comfort of your place. You may also consult the financial expert to understand about its suitability to your portfolio.

Overcome Market Volatility with ICICI Prudential Balanced Advantage Fund (G)

Current market volatility is creating panic among thousands of investors. People are selling their holdings of equity funds and are looking for an alternative with the help of which they can sail through these volatile markets. If you are one of them, then you are in luck today, as in this post, we are going to discuss a scheme which can help you in gaining stable returns even during this unstable market and that scheme is ICICI Prudential Balanced Advantage Fund.

Basic Scheme Details

This is a hybrid- dynamic asset allocation category fund which was launched on Dec 30, 2006, with the objective to provide long-term capital growth by investing in a dynamic portfolio of instruments from different asset classes. The scheme constantly make changes in the portfolio based on the behavior of the capital market. Currently, ICICI Prudential Balanced Advantage Fund NAV is Rs 33.6 (as on Jul 23, 2018) and the assets under management as recorded on Jun 30, 2018, are worth Rs 27,877 crores. The whopping asset size shows the trust that lakhs of investors have in this scheme and the growth which it has made over the years. The annual expense ratio of the scheme is 2.15% (as on Jun 30, 2018), and you will have to pay an exit load of 1% if you take out your investments before completion of 365 days. You can invest in this scheme through MySIponline with a minimum investment amount of Rs 500 and can start a SIP with a minimum of Rs 1000. 

Asset Distribution

ICICI Prudential Balanced Advantage Fund invests in a mix of different asset classes and currently has 40.11% investment in equity instruments, 32.9% in debt instruments and the remaining 26.99% in cash and cash equivalents. The equity instruments are mainly from finance, automobile, energy, FMCG, services, technology, and healthcare sectors. The top holdings from equities include companies like HDFC Bank, Infosys, HDFC, Hindustan Unilever, and ICICI bank. As for the debt, GOI Securities, Commercial Paper, Fixed Deposits, Bonds, and Debentures are the most favored instruments and you don't have to worry about the quality of these instruments as most of these have a credit rating of A1+ and more. 

How Can it Help in Overcoming Market Volatility?

ICICI Prudential Balanced Advantage Fund is one of the best choices you can make right now and the reasons are diversity in assets and the dynamic style of investing which it follows. With the help of these, the scheme can stay stable even when the equity market is flickering. How? Well, let's see. Say, the equity market is down and almost all the sectors are underperforming, now to avoid the drop in NAV the scheme will change the allocation and will guide more investments towards the debt instruments. This change will make the effect of the equity losses lower as the stable returns from debt and cash instruments will provide a support to the scheme.

Going through the post you must have known that what ICICI Prudential Balanced Advantage Fund is and how it can help you in beating the market volatility. This scheme is a perfect combination of growth and security and has provided investors with satisfactory returns over the years. If you have any queries about this or any other mutual fund scheme, then you can visit MySIPonline and can get the solution to all your investment-related queries 24x7.

Why Axis Mutual Fund is Listed Amongst the Best Ranking AMCs in India?

The world has been into a tight economic condition ever since the depression hit the market in the year 2008. Banks went bankrupt, companies’ financials tumbled down, and chaos hit the lives of many to the limit that they had to take desperate measures. Amidst this chaos and confusion, the Indian economy stood firm and didn’t succumb to the market crunch. The reason for its steadiness, even in such adverse circumstances, was the subtle approach of the public towards their spending, which mostly went into buying funds of top fund houses such as Axis Mutual Fund.

This name doesn’t need any introduction, and is widely regarded as one of the best asset management companies to have ever been introduced to the global money market. The funds that this AMC releases are superbly well-knit, which do not leave any margin of errors and ensure that they are devised in a way to provide great benefits to its patrons. There are many interesting facts associated with Axis MF that will make you go haywire. Stick around for a while and read this article in full that will unravel great information on this fund house.

The Fund and its Formation

Axis Mutual Fund is one of the largest and most powerful asset management companies in India, and has a strong global presence in countries such as Singapore, Middle East, Colombo, and Shanghai. It has a workforce of over 25,000 employees present across different countries, handling discrete responsibilities ranging from clerical work to managing the assets single-handedly. Further, the fund has an enormous range of products available in the flavour of equity, debt, hybrid and sector-oriented funds, to ensure that even the most diverse needs of the investors are satiated efficiently.

Axis Mutual Fund was formed in India less than a decade ago in the year 2009. In its first year of operations itself the fund launched some of the most superbly planned schemes of the time, gaining enormous trust from the market and a huge capital contribution from the investors. The fund soon went to become the all-time favourite of all major online investment portals, including North India’s ace investment solutions company, MySIPonline. As of today, the fund cherishes a diverse range of schemes that has now soared up to 50 in number.

The Investment Philosophy 

MySIPonline is one of those financial services companies that do not just go by the buff, but investigates closely on its own before giving a spot to any fund house on its website. After a tight scrutiny, it was found that the biggest reason for the unusual success of Axis Mutual Fund in India was its judicious investment philosophy. The fund house’s business is placed on three important pillars that are a part of its unshakable ideology – People before self; prepare for future today; and create products that serve the purpose rather than defying it.

Besides being a highly motivated and transparent fund house, Axis MF is also a very socially aware fund house. It runs several campaigns, organises various exhibitions on mutual fund literature and education, so that the common masses are able to understand and apply the basic fundamentals of investing in their future plans. Also, the online availability of Axis Mutual Fund schemes have made it reasonably convenient for the investors to choose the best mutual funds online attuned to their needs, and invest in them immediately. MySIPonline provides the convenience to invest in the products of Axis Mutual Fund online in a quick, easy, and hassle-free manner that too without charging anything above the cost of investment.

Summing Up

Axis Mutual Fund is a superb financial companies to invest with. Its supremely devised schemes and the inherent trust of Axis brand, makes it even more convincing to cling to this fund house while drawing an investment plan. Call your financial advisor today, or ask the experts at MySIPonline which scheme of Axis MF will be best suited to you. Do mention your risk capacity, the desired investment period and the spending capacity for getting an unbiased and clear advice.

List of Instrumental Schemes Provided by Motilal Oswal Mutual Fund

Motilal Oswal Mutual Fund is one of the fastest emerging asset management companies in India. With the experience and research of over 30 years in the equity market, the AMC has provided beneficial schemes which have outperformed their peers and benchmarks since their inception. The highly experienced and talented management staff lead by Mr Raamdeo Agrawal has achieved success in providing the best financial solutions and has gained the trust of thousands of investors. To invest in any scheme of Motilal Oswal Mutual Fund online, connect with MySIPonline. The details of the schemes provided by Motilal Oswal MF have been described below

1. Motilal Oswal Long Term Equity Fund (G): It is an Equity Linked Savings Scheme which has outperformed its category average, as well as benchmark, NIFTY 500 despite being a late entrant in the market. It has a lock-in period of 3 years, and in last three years, it has generated an annualised return of 16.49% compared to 11.37% benchmark returns and 9.96% category average returns. The fund managers Mr Abhiroop Mukherjee and Mr Gautam Sinha Roy generally invest the majority of the corpus in the equity instruments of large-cap companies and 20-30% in mid-cap companies. The fund is suitable for the investors who seek tax-saving as their primary objective behind the investment. (data as of 16th July 2018)
2. Motilal Oswal Multicap 35 Fund (G): It is a multi-cap fund with a massive AUM of Rs 13,016 crore as on 30th June 2018. Since its inception in April 2014, it has generated an annualised return of 26.05%. This fund has also outperformed its benchmark and peers many times in the past. The fund manager Mr Gautam Sinha Roy invests the corpus in a total of 20-25 stocks which are mainly large-cap companies. Mid-cap companies possess 15-20% of the corpus.(data as of 16th July 2018)
3. Motilal Oswal Midcap 30 Fund (G): It is a mid-cap fund which aims to create long-term wealth by investing predominantly in mid-cap companies. The fund managers Mr Akash Singhaniya and Mr Niket Shah have a long-term prospect for this fund. Since inception in April 2014, it has generated an annualised return of 24.19%. More than 70% of the corpus is invested in small and mid-cap companies hence the fund is suitable for high-risk takers. (data as of 16th July 2018)
4. Motilal Oswal Ultra Short Term Fund (G): It is a debt fund which is suitable for very short-term investment. The average maturity period of the instruments is 4.8 months. The fund provides stable returns which are more than regular bank savings account through a portfolio of commercial papers and certificate of deposit of A1+ credit ratings. Mr Abhiroop Mukherjee manages it since its inception in September 2013. (data as of 16th July 2018)
5. Motilal Oswal Dynamic Fund (G): It is a hybrid fund whose portfolio is inclined towards the equity and equity derivative instruments. 65% and 35% is the allocation ratio of equity and debt instruments respectively. It has generated an annualised return of 11.37% since inception in September 2016. The fund manager Mr Gautam Sinha Roy shifts the allocation of the corpus according to the market trends to get the maximum benefits. (data as of 16th July 2018)

Every scheme has its aim and ambition, and hence you should consult with a financial expert before investing in any Motilal Oswal mutual funds. At MySIPonline every investor is provided with the optimum solution for every financial need. Connect through email, chat, or call anytime to enjoy the most beneficial investment strategies.

SBI Large & Midcap Fund - A Unique Scheme for Unique Investors

SBI Mutual Fund launched a scheme for its investors on February 28th, 1993 named SBI Magnum Multiplier Fund, an open-ended scheme which is now known as SBI Large & Midcap Fund. It invests in large-cap and mid-cap companies. Large-cap companies are the top hundred companies in terms of full market capitalisation and mid-cap companies are the top 101 to 250 companies. It follows a mixture of growth and value style of investing and top-down and bottom-approach while selecting stocks and sectors to invest in.

Investment Objective

The investment objective of SBI Large and Midcap Fund is to provide an opportunity to its investors to earn long-term capital appreciation by investing in the stocks of large-cap and mid-cap equities.

Fund Manager

SBI Large & Midcap Fund G is managed by Mr. Saurabh Pant since September, 2016. He has done B.Com. Honors, MBE and CFA (Level III) and has been associated with SBI Mutual Fund since 2007. Apart from this scheme he has been managing SBI Consumption Opportunities Fund as well.

Who Should Invest?

• Investors who are ready to tolerate moderately high risk on the principal amount invested.
• Those who wish to invest in large and mid-cap companies’ stocks in order to earn long-term appreciation.
• People looking for investment option for long-term in order to park their money which is kept idle, may invest in it by logging on to MySIPonline.

Scheme Facts

SBI Large & Midcap Fund has been rated three stars by Value Research. Its Net Asset Value as on June 29th, 2018 was Rs. 206.5479 and the assets under management were worth Rs. 2271.8 crores as on May 31st, 2018. There is no entry load that an investor has to worry about. In case an investor wishes to redeem within one year of investment, then he becomes liable to pay 1% as exit load. After completion of one year, he can freely redeem without paying any charges. Its investment in equity is 96.58% and in debt is 3.2% with percentage investment in giant-cap, large-cap, mid-cap, and small-cap being 35.62, 19.38, 37.02, and 7.99, respectively. Its standard deviation as on May 31st, 2018 was 14.50%, calculated using the calendar month returns for the last three years.

The top five companies in whose stocks it has invested majorly are HDFC Bank, Jubilant FoodWorks, Infosys, ICICI Bank, and Bharti Airtel, respectively with investment percentage being 5.75, 4.89, 4.88, 4.78, and 4.11, respectively.

Performance

The trailing returns that SBI Large & Midcap Fund Growth has provided its investors were 6.87, 9.39, and 19.85 for one, three, and five years, respectively as on June 29th, 2018 which shows that it is more beneficial to keep the money locked in for long-term in this scheme.

Conclusion

SBI Large & Midcap Fund is best for the investors planning for long-term investment in large-cap and mid-cap companies. If you have any doubt or any confusion which you need to clear, log on to MySIPonline, a user-friendly platform that helps you make hassle-free, environmental friendly, paperless transactions and provides an opportunity to talk with financial advisors absolutely free of cost.

How to Make a Secured Portfolio with Reliance Vision Fund?

One of the major problems that investors face during investment is the selection of appropriate funds. Though they have every intention of earning good money, their intentions fail when they are unable to add good funds into their plans. This calls for having knowledge of those funds that are performing well in the market and are recommended by the experts.

One such fund is Reliance Vision Fund, which is giving a tough time to the other funds in the market. It is an equity-oriented fund of the large cap category that seeks long-term capital appreciation, through a quality portfolio of strong fundamentals and high returns prospects. It has been serving the market since 1995 under the parenting of Reliance Mutual Fund, one of India’s best fund houses. 

If you are looking forward to plan an investment in mutual funds, then you must plan it through MySIPonline. It is an online portal that provides free financial services and gives best tips of mutual fund investing. Here, you’d find more than 10, 000 schemes of 40 different AMCs, thus having ample choices for your portfolio. You may consider investing in Reliance Vision Fund if stability and security are your primary concern. A detailed explanation about this fund has been given in this article which will further provide you with sufficient hints on whether to add it in your investment plan or not. 

The Fundamentals

Making investments in mutual funds was once a tedious task. But with the improvements in the 

technology came a revolution, due to which the major difficulties of investing were ruled out. Today, you can quickly start an investment in Reliance Vision Fund (Growth) with the help of MySIPonline. Thus, you need to keep a watch on the following points while chalking out the investment plan: -

• The NAV: The NAV is basically the cost of purchasing one unit in any fund. It determines the per unit net worth of the fund, where the increase in its values depicts the rise in the value of the underlying stock and securities and vice versa. The NAV of Reliance Vision Fund (G) as on June 29th, 2018 was Rs. 508.6793 after experiencing a hike of 1.56% in its value. 
• The Expense Ratio: This is the charge made by the fund on the investor on account of administration fees, operating costs and other fund management expenses. At present, Reliance Vision Fund (Growth) has an expense ratio of 2.03% which is within the ideal limit of 2.50%. This means that there isn’t a heavy burden of expenses on the investors, and hence, they will enjoy high inflow of returns. 
• The Risk: Giant and large cap stocks are primarily added to boost the strength of the portfolio. With more than 70% exposure in these stocks, Reliance Vision Fund (G) possesses a fair level of strength to withhold the market adversities. Though it can’t be said that the fund is entirely free from risks, it reduces the risk to a tolerable level thus making the portfolio fit to be subscribed by risk averse population of investors. 

The Portfolio

Reliance Vision Fund (G) primarily invests in large and giant cap stocks, where the combined strength of these stocks is 74.82%. Also, the fund involves a decent exposure to mid-cap stocks which stands to the tune of 22.12%. Such variety of stocks enables the fund to gain diversification and become more powerful in performing its operations. 

The Performance 

The fund has been operating in the market for more than 20 years. Hence, there is a long history of its performance for us to analysis and form a conclusion about its power to generate returns. The fund has given high returns that stood at 32.51% and soared up to as much as 163.86%. In the immediate past five years, the fund has pulled returns worth 15.52% and are expected to swell in the near future. 

If your objective is to earn good income with the minimum exposure to risk, then you must invest in Reliance Vision Fund. Avail the services of MySIPonline for an unforgettable investment experience. 

Earn Large by Investing in Large cap Funds

“To be an investor you must be a believer in a better tomorrow.”

Every investor wishes to get high returns on their investment, don’t you? But do we have the patience to earn high returns? The answer is a big NO. We seek high returns but don’t want to wait for the fruits to grow after the seeds are sown. As investors, we often forget that the key to successful investments is “The longer you invest, the more you earn.” And, what’s the best solution to long-term investments?

The solution is in front of us that is large cap funds investment. These funds mainly invest in the stocks of very successful companies having a strong market position and are in the category of a safe avenue to invest in.

The quote “Wait is Worth,” is apt for the large cap mutual funds, as the potential investors get their returns after a long duration of investment and these investments may give the manifold returns while reaching their maturity period.

Why Invest in?

One of the biggest merits of investing in large-cap mutual funds is the suitability they bring to an investor. Investments are always subject to an investor’s investment goals, their risk profile, and  investment horizon. Large cap funds are an ideal option for investors who are in search to make profits without the exposure to the added risk of volatile markets.

The large companies with a solid tracking record offer the rapid payments of dividends as well. Due to their presence in the market for many years, investors can approach to their profitability and financial details for a course of time to track their performance before making any financial decision. Investing in mutual funds can, however, be risky and it is recommended to consult a financial expert or you may speak to our mutual fund experts at MySIPonline for guidance.

Past Performance of the Large Cap Funds

It is very important for being an investor to track the past record of various large-cap funds in both bullish and bearish market conditions before investing in any of them. Select those funds which have been consistent in terms of risk and return profile in every market cycle and condition. Let’s have a look on some of the best large-cap mutual fund’s performance to make an investor clear about how the fund has performed in different situations:-

An investor can analyze the performance of these funds by comparing with the returns of the benchmark. i.e., S&P BSE 100.

Large cap funds have an important role to play in bringing the stability and long-term steady returns to the investment portfolio. They are ideal for those investors who are willing to take the low-moderate risk and seek balanced returns. It is, however, necessary to research well before making any investments. For any information concerning them, you can connect with the experts associated with MySIPonline. 

Why is Axis Long Term Equity Fund (G) the Best Tax-Saving Option?

Axis Long Term Fund (G) is a tax saving fund which also serves the purpose of capital appreciation with savings. As every ELSS scheme has a lock-in period of 3 years, same goes for this fund. The returns of it in the long-term are high hence it also serves as a saving option for a long-term with the investment locked in. The ELSS funds can reduce the taxable income up to Rs 1.5 lakh if that amount is invested in any ELSS scheme. Axis Mutual Fund has provided several innovative and beneficiary schemes. It is a fast-growing AMC which has satisfied the financial needs of thousands of investors.

Axis Long Term Equity Fund (G)

This ELSS fund has been opted by many investors as tax saving option available under section 80C. It has reached an AUM of Rs 17,546 crore as on 31st May, due to its consistent performance. 2018. The Axis Long Term Mutual Fund has generated an annualised return of 23.5% return in 5 years, 17.5% return in 2 years, and 17.1% return in last 1 year. Axis Long Term Equity Fund Growth has performed dramatically well in recent years and has generated much better returns compared to other schemes of its category.

Fund Manager

The Axis Long Term Equity Fund G is managed by Mr Jinesh Gopani, and he has been managing the scheme since April 2011. He is a B.Com (H) and MMS from Bharati Vidyapeeth Institute. He is the senior fund manager at Axis Mutual Fund and has previously worked with Aditya Birla Sun Life AMC, Voyager India Capital Pvt. Ltd., Emkay Shares & Stock Brokers Limited, and Net worth Stock Broking Limited. Apart from this he also manages Axis Focused 25 Fund (G).

Portfolio Distribution

The 100% equity oriented corpus is slightly oriented towards equity instruments of large-cap companies. In recent years 60-80% of the corpus has been allocated to large-cap companies. Rest of the corpus is allocated to mid-cap companies, and a very small amount of 0-5% is invested in small-cap companies to grab the maximum returns. The banking and finance sector holds a majority of the corpus of the scheme. More than 35% of the corpus is invested in the companies of the finance sector. Rest of the corpus is distributed across companies of various sectors.

It is an ELSS fund, hence it charges no exit load as the lock-in period is of 3 years. It is an optimum tax-saving option which can even generate wealth apart from reducing the tax liability; some investors also use this scheme to create a long-term wealth with a disciplined investment of 3 years or more. Axis Mutual Fund charges 1.77% of the corpus as expense ratio for this scheme. The NAV of Axis Long Term Equity Fund G is Rs 43 as of 30th June 2018.

Connect with the official website of MySIPonline to invest in this fund today and grab the tax benefit along with growing wealth. The fund is suitable for a majority of investors who have tax saving and wealth appreciation as their primary objective behind the investment. At MySIPonline investors are guided throughout the investment process and are provided with valuable advice regarding mutual fund investment.