Top Performers of Canara Robeco Mutual Fund

Canara Robeco Mutual Fund has launched a number of schemes in mutual fund investment market for its investors under various categories. It has earned the trust of a huge number of investors by maintaining the risk factor of schemes and helping investors reach their income goals. These are the reasons that its schemes have secured the place in the top performers' list. Below we are going to discuss such top performing schemes in which you can invest through MySIPonline.

Canara Robeco Emerging Equities Fund - It is an open-ended scheme which was launched by Canara Robeco Mutual Fund on March 11th, 2005 that invests in equity and equity related instruments of both mid-cap and large-cap companies. This scheme is apt for those investors who are looking forward to investing in a scheme that leads to long-term capital appreciation and can digest moderately high risk. An investor can buy its units at Rs. 92.1 per unit as on June 26th, 2018. The assets managed under this scheme by its asset management company were recorded to be Rs. 3,530 crores as on May 31st, 2018. The minimum investment amount with which an investor may start investing in this scheme is Rs. 5000 in lump sum and Rs. 1000 and Rs. 3000, if an investor wishes to invest through monthly and quarterly SIP. This fund is managed by Mr. Ravi Gopalakrishnan and Mr. Miyush Gandhi.

Canara Robeco Equity Diversified Fund - This scheme was launched on September 16th, 2003 by Canara Mutual Fund which is an open-ended scheme that invests across equities. An investor may invest in this scheme with a minimum investment amount of Rs. 5000 in lumpsum and Rs. 1000 and Rs. 2000 as monthly and quarterly SIP. There is no entry load that an investor needs to incur. However, if an investor redeems within one year of investment, then he liable to pay 1% as exit load. Investors who can bear moderately high risk on their principal investment amount and wishes to earn long-term capital appreciation through investment in multi-cap equity scheme may invest in this scheme. This fund is managed by Mr. Ravi Gopalakrishnan and Mr. Shridatta Bhanwaldar since September 2012 and July 2016, respectively. Its net asset value as on June 26th, 2018 was Rs. 125.01 and the assets under this scheme were Rs. 859 crores as on May 31st, 2018.

Canara Robeco Bluechip Equity Fund - This Canara Robeco Mutual Fund scheme has been rated four stars by Value Research. It was launched on August 21st, 2010 with an investment objective to generate capital appreciation by investing predominantly in companies with large market capitalization. This fund is managed by Mr. Ravi Gopalakrishnan and Mr. Shridatta Bhandwaldar since September 2012 and July 2016, respectively. Its percentage allocation of assets in equity is 95.94% and in debt is 4.79%. The top five companies in which it has invested majorly are HDFC Bank (Financial), Reliance Industries (Energy), Maruti Suzuki India (Automobile), Larsen & Toubro (Construction), and Kotak Mahindra Bank (Financial).

To compare these schemes with other such schemes by different AMCs, log on to MySIPonline, an online platform for users to invest. You may also use the free financial advisory services provided there. 

How Can You Grow Your Earnings by Investing in Mid Cap Funds?

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                          “In investing, what is comfortable is rarely profitable.”

Quoted by Robert Arnott, which means that at points an investor has to step out of his comfort zone in order to realize the significant gains. Big fortunes do not come very easily. The above lines are perfectly suiting the mid-cap category of mutual funds, which focuses on making investments in the companies with market capitalization in the middle range of stocks in the invest-able market. An investor seeking to invest in mid-cap funds cannot make wealth in a short time and also has to stomach high risks. Let’s know more about this category of mutual funds!

What are mid-cap mutual funds?

Mid cap mutual funds, as the name suggests, are the schemes which invest in stocks of large companies or stocks with large market capitalization. In this regard, the word ‘cap’ means the market capitalization or size of the company listed. For being a mid cap, the market capitalization of the companies should range between Rs. 500 crore to Rs. 10000 crore.

Who should invest in?

It is the best-suited to the investors who are seeking rapid growth and high risk appetite as compared to large-cap funds. Mid-sized companies offer fast earnings and steep growth on being volatile on the stock index. Investors who are ready to invest with the volatility of these stocks on the expectation of fascinating returns should surely go ahead with mid-cap funds.

Advantages of mid-cap funds:-

• Several funds in the mid-cap category have outperformed the large-cap funds and this performance will not be affecting in the near future anytime. 
• They offer high growth opportunities than the large cap funds.
• They contain low risk as compared to small-cap funds.
• They even provide huge opportunity to intelligent investors of growing their money quickly. 
• There is more liquidity in mid-cap funds than small cap schemes.
   

Performance of some of the best mid cap mutual funds

Things to consider as an investor:-

• Performance of the fund should be evaluated before making the investment. An investor should check the performance of the mid cap funds in both the bullish and bearish market cycles. 
• Investment horizon, to get the benefits of investing in mid-cap funds, an investor must be willing to give a time period minimum of 7-10 years to his fund. Since equity investments are volatile in the short run and therefore can make more sense from an investing point of view to hold for longer.

One should seek guidance before making investment decisions in mid cap mutual funds as they are more risky and volatile investing option. A potential investor can reach to our team of financial experts at MySIPonline to gain further guidance and knowledge on investing.

A Dig into SBI Large & Midcap Fund

State Bank of India (SBI) is a name that is known to everyone. Being the largest bank in India, the company has always been true to its name. SBI launched their assets management company in 1987 and their first mutual fund scheme in 1991. Today, it has assets size of Rs 217649 crore (as on Mar 31, 2018) under their management and top performing schemes in almost all mutual fund categories. In this post, we will discuss about one such scheme, i.e., SBI Large & Midcap Fund.

About the Fund

The fund was launched on Feb 28, 1993, under the name SBI Magnum Multiplier Fund, which was later changed to SBI Large & Midcap Fund. The fund falls in the category of diversified equity, with a primary objective to provide investors with long-term capital appreciation by investing in large-cap and mid-cap companies. The fund’s minimum investment amount is Rs 5000 and a SIP can be started for as low as Rs 500.

Some Key Parameters

The fund has been doing really great from the past few years and it can be seen by the returns it has given. It gave returns of 9.28%, 11.39%, and 20.16% in 1, 3, and 5 years, respectively (as on Jun 18, 2018) beating its benchmark on every occasion. The fund has a current NAV of Rs 212.55 (as on Jun 18, 2018) and assets size of Rs 2319.13 crore(as on Jun 18, 2018). The total expense ratio of the fund is 2.08% (as on Apr 30, 2018). Also, as the company mainly invests in large-cap and mid-cap companies, the risk factor associated is also comparatively low.

Sectors it Invests in

Proper fund allocation is what decides success of a scheme. SBI Large & Midcap Fund invests its major assets in sectors like banking, finance, consumer non-durable, telecommunication, information technology, and engineering. Let’s have a look at top equity holdings of this fund.

Why Choose This Fund?

SBI MF has some really good over the top schemes, and SBI Large and Midcap Fund is one of them. The returns it has given over the past years is one of the reasons to choose this fund. The other reason being the companies that it has in its portfolio. Many of the holdings have been seen performing really well, even when the equities market was following a downward trend, the fund provided a really good support to its investors. Also, it is good for new investors too, who are looking for a good opportunity to enter the investment market.

SBI Large & Midcap Fund is a choice of millions of investors and has never disappointed them. The performance parameters of this fund make it the perfect contender to be on your mutual fund wish list. So, the next time you want to select a new mutual fund scheme, keep this one into your consideration.

For any mutual fund related queries, you can contact our team of experts at MySIPonline and can get instant solutions for free.

A Look on the Cosmic Path of Sundaram Small Cap Fund

If your goal is to grow your riches by betting on a small-cap fund, then Sundaram S.M.I.L.E. Fund is such small-cap scheme, which has created a lot of buzz in the market. The fund was launched in the year 2005 and since then, has attracted the investors who have a high-risk tolerating appetite. It has changed its name to Sundaram Small Cap Fund w.e.f. May 2018. Therefore, the financial researchers of MySIPonline have researched about the fund to provide the brief on it, which is discussed as under:

Sundaram Small Cap Fund Snapshot:

It is an open-ended small-cap fund which significantly invests in the equity and equity-related securities. Offering the growth and dividend options under the direct and regular plan, the fund has been following the S&P BSE Smallcap Index as its benchmark. The current AUM of the fund is Rs 1,305 Cr as on May 31, 2018.

The fund manager of the Sundaram Small-cap has been investing its corpus in diversified sectors which include approximately 27% in construction, 14% in engineering, 11% in services, 8% in automobiles, and the rest in other sectors.

The average market cap of the fund as on June 18, 2018 is Rs 3,196.26 Cr. It invests 19.94% of its average capital in mid-cap companies and 80.05% in small-cap companies. The fund’s portfolio comprises 98% of equities and equity-related securities and 2% debt & money-market securities.

Past Performance Analysis:

The fund has opened with a bang in the market, providing exceptionally good returns. It has provided its highest returns in the years 2009 and 2014 which were 120.44% and 108.74%, respectively. However, after 2014, its returns have been falling both from its benchmark and peers.

Its three-year, five-year, and seven-year trailing returns are 14.61%, 28.68%, and 17.88%, respectively. As per the financial analysts of MySIPonline, the fund’s annualized returns for the year 2016 and 2017 were -0.13% and 55.58%, resp. The NAV of Sundaram Small Cap Fund as on June 18, 2018 is Rs 96.8996 with an expense ratio of 2.54% as on Apr 30, 2018.

Fund Manager:

The fund is managed by Mr S Krishnakumar, who has joined the Sundaram Assets Management Company in the year 2003. With 20 years experience of the Indian Equity market, he is currently working as the Chief Investment Officer of equities in the company.

He follows the bottom-up approach and invest by selecting the stocks which are performing weakly in the market conditions, but have the potential to offer good returns in the long run. He selects these stocks by in-house research, which has been done by the fund management team at Sundaram MF.

Being a small-cap fund, it offers the capital appreciation to investors who have an investment horizon of seven years or more. You may invest in the Sundaram Small-cap fund if you have the appetite of tolerating moderately high-risk as the fund is highly volatile.

You may invest in the fund via lumpsum and SIP both, as the minimum SIP amount of the fund is Rs 250 per month. For more details, you may contact our experts via call or email at MySIPonline.

An Overview of HDFC Top 100 Fund

HDFC Mutual Fund launched HDFC Top 100 Fund on September 03, 1996 with an objective to invest in equity and equity related instruments of companies whose benchmark is BSE 200 to generate long-term capital appreciation. It was formerly known as HDFC Top 200 Fund.

Who Should Invest in HDFC Top 100 Fund?

• If you are an investor who wishes to invest in a scheme with equity portfolio of top 100 companies with BSE 200 as benchmark, then you can invest in this scheme.
• The risk involved is moderately high which means you should only invest in HDFC Top 100 Fund in case you can digest such risk.
• You must be ready to invest your idle money for a long-term in order to receive the required long-term capital appreciation.

Who Manages HDFC Top 100 Fund?

HDFC Top 100 Fund is jointly managed by Mr. Rakesh Vyas and Mr. Prashant Jain. Mr. Rakesh Vyas is a fund manager for overseas investments with HDFC AMC. He has a total of fourteen years of experience out of which three years, he has worked as an application engineer and for the rest eleven years, he has worked as an equity researcher. Mr. Prashant Jain is the Chief Investment Officer and the Executive Director with a total of twenty seven years of experience in mutual fund industry as a fund manager and researcher.

Key Points

HDFC Top 100 Fund Growth’s assets under management is Rs. 14789 crore as on June 14th, 2018 and the per unit price at which you can purchase HDFC Top 100 Fund’s units is Rs. 448.696 as on May 31st, 2018. 

There is no entry load that an investor has to pay. In case due to some reason an investor has to redeem within one year of investment from the date of allotment, then he is liable to pay 1% as exit load. To invest in HDFC Top 100 Fund, the minimum investment amount is Rs. 5000 in lump sum. HDFC Top 100 Fund also provides an investor to invest through SIP mode of investment. The minimum investment amount in SIP mode is Rs. 500 only.

The top three companies in which it has invested majorly are HDFC Bank, Infosys, and Larsen & Toubro with 7.55, 7.33, and 6.57 being the asset allocation percentage, respectively.

This was all about HDFC Top 100 Fund. In case you wish to know more, you can browse through its official website. If you have doubt and are not able to be certain about the investment decision, then you can make use of the free financial advise that you can receive on MySIPonline. On this platform, you can also compare it with the other options available and avail many other benefits that it has to offer.

Once you are sure, simply open a free account and log in to MySIPonline to invest in the scheme in a hassle-free and paperless manner. Applying online will help you save time, money, and energy. 

How to Conquer a Secured Retirement with TATA Retirement Savings Fund?

If you were to start a new business, how many years would you expect before it grew exponentially? How many years do you think will it take you to reach to a managerial position in your job? Five, ten years, maybe? Could be more depending upon your performance and lots of other factors. But can you expect a sky-high rise in just a couple of years? Well, that would be the rarest of the rare case.

TATA Retirement Savings Fund, on the other hand, is one such name that has taken a flight so high which is incomparable to its peers, that too in just 2 years since its start. Belonging to one of the premier fund houses in India, TATA Mutual Fund, this scheme has been constantly awarded as being one of the top bets in the mutual fund industry and a reliable option for all those who are planning a retirement.

At MySIPonline, our dedication to customer satisfaction and supreme quality services have always been the pillars of our success. Keeping in mind the need to provide our clients with only the best services, we bring in latest information on the money market, giving meaningful insight on the top brands and their products. Today, we have brought a detailed account on one of the top multi cap funds to invest in India, TATA Retirement Savings Fund (G), which will help you create a superb portfolio for your investments and help you achieve your desired goals and objectives. So, stay tuned to this article for the next 10 minutes and unlock the secrets to success in mutual fund investment.

TATA Retirement Savings Fund – An Overview 

TATA Retirement Savings Fund – Progressive Plan is an equity oriented mutual fund of the multi cap category. This means that besides having stocks of small, powerful companies, it has reasonable stakes in mid cap as well as large cap category mutual funds. This makes it a power pack plan enriched with all necessary qualities to help you earn solid returns overtime.

Being a new entrant in the market, this fund has accumulated a modest amount of assets which were recorded at Rs. 468 crore as on 31st May, 2018. The per unit break value of this fund, i.e. the NAV, was last seen at Rs. 29.5492 as on 12th June, 2018 experiencing a hike of 0.51% in its value, testifying that the price of the underlying stocks of the funds has risen thus giving a boost to the funds net worth.

The Report Card

TATA Retirement Savings Fund (Growth) stands amidst the highest paying participants of the market, by giving an average yield of 17.79% since its launch in November, 2011. Further, be it short-term investments of 1 to 3 years or a longer investment of 5 or more years, the fund as quite capably outran the industry benchmark, thus creating new milestones altogether. The fund earned 16.24% returns against the benchmark (NIFTY 50) returns of 12.75% in a one year period, while spewing 21.10% returns in the five year investment against the yield obtained to the tune of 13.48% by the benchmark. This thus denotes that TATA Retirement Savings Fund – Regular Plan (Growth) is indeed a high paying investment, with the mixed benefits of all the category of funds by the virtue of being a multi-cap fund.

A Special Point 

Since TATA Retirement Savings Fund (G) is a retirement oriented fund, the exit load has in this fund has been set accordingly. If you redeem or switch out of units before attaining the age of 60 years, i.e. the normal retirement age in India, then you’d be liable to pay 1% exit load on the value standing on the date of redeeming your funds.

Hence, if you are planning your retirement and want a comfortable second innings, then it’s highly suggested that you invest in TATA Retirement Savings Fund – Progressive Plan through MySIPonline’s easy investment online portal. There is everything available on this website that you may need to make a comprehensive investment plan. 

Why Is Reliance Multi Cap a High Growth Fund?

When you invest in any fund, your main concern is the risk and asset allocation made by the fund managers, its returns, and the AMC behind it. So, the Reliance Multi-Cap Fund is a fund which fulfills all your expectations. The scheme is offered by Reliance Mutual Fund, India’s one of the largest mutual fund houses. The fund falls in the multi-cap category, earlier known as Reliance Equity Opportunities Fund but has undergone a change in its name due to SEBI’s new re-categorization rules.

The financial analysts of MySIPonline have researched about the fund, its performance, past returns, and portfolio designing, which have been briefed in the article further:

Reliance Multi-Cap Fund- An Outline

The fund, was launched in the year 2005, is a multi-cap fund investing in the equity and equity-linked derivatives of the companies across market capitalization and different sectors. The fund invests in debt and money-market securities for fulfilling the secondary objectives. It is following S&P BSE 500 (TRI) as its benchmark and S&P BSE Sensex (TRI) as an additional benchmark.

It is suitable for the investors who have a moderately high-risk appetite and seeking for the long-term capital gain by investing in equity and equity-related securities. The current AUM of the fund is Rs 10,053 Cr as on Apr 30, 2018.

Past Performance Analysis:

Reliance Multi-Cap Mutual Fund has staggered in the past few years. The fund has provided its highest return in the year 2009, which was 108.75%. The fund’s return was negative in the year 2016 with -6.67%, but it has again gained good annualised returns in the year 2017 of 40.87%

The scheme has delivered the trailing returns of 7.16%, 16.61%, and 14.30% for 3, 5, 7-years as on June 7, 2018. The fund has provided the returns of 18.04% since its launch.

Portfolio Designing:

The fund is a multi-cap non-sector specific fund. It invests in various sectors including approximately 19% in banking, 17% in engineering, 9% in services, 8% in pharma, and the rest in others. Reliance Multi-Cap Fund’s average market capitalization is Rs 32,165.05 Cr as on June 7, 2018, out of which, 32% is invested in giant companies, 19% in large companies, 14% in mid-cap companies, and 13% in small-cap companies.

Its portfolio comprises 98% equities and equity-related securities and the rest in cash & cash derivatives. The highest holdings of the fund are in State bank of India, Indian hotels, Divi’s Laboratories, and Infosys.

Fund Manager:

Mr Sailesh Raj Bhan has been managing the fund since March 2005. He is the Deputy Chief Investment Officer of equities at Reliance MF. He has 19 years of experience in the equity research and fund management. He is qualified as an MBA and CFA.

The latest NAV of Reliance Multi-Cap Fund is Rs 89.3035 as on June 7, 2018. The fund manager selects the stocks in the fund on the philosophy that the fund should provide the liquidity at volatile times. The fund management team provides the exposure to mid and small-cap companies which help in alpha creation.

You may invest in the fund via SIP and lumpsum, as per your comfort. To seek assistance in this regards, connect with the experts by call or e-mail at MySIPonline.

Reliance Money Market Fund (G) - Grow Your Money Smartly in a Short Span

Reliance Group has always endeavoured for the optimum quality in every product it delivers. Reliance Mutual Fund provides appropriate schemes to every investor. For those investors who are looking for a small amount of gain on their extra savings in a short span of time, Reliance Mutual Fund provides Reliance Money Market Fund (G) which was earlier known as Reliance Liquidity Fund. The fund has been the first choice for many liquid mutual fund investors due to its best-in-class performance. Connect with MySIPonline to invest in this fund and get more details about this fund.

Reliance Money Market Fund (G) in Depth

It is one of the best liquid funds available in the market and has been ranked 1 by Crisil in the category of liquid funds. The fund has never delivered a loss and has always provided the investors with a much better saving option compared with regular bank deposits. The slow and steady growth provides almost negligible risk factor.

• Performance Analysis: This fund has always performed positively and the growth has never looked down. In the last one year, it has provided a growth of 6.8% and an annualised growth of 8% in last 5 years which is much better than the average in its category (7.4%). Rs 10,000 invested in this fund 5 years ago would have become Rs 14,701 by now. Since its launch in June 2005, it has shown a growth of 7.76% (data as per 29 May 2018).
• Portfolio Details: The fund invests 100% of its corpus in money market instruments which comprise commercial papers and certificate of deposit in prominent banks of the country. It invests in government as well as private sector banks. The maturity of every money market instrument is less than 91 days and more than 60 days. 
• Investment Details: The smarter way of short term investing can be started with a minimum amount of Rs 5000. Features like SIP, STP, and SWP are also supported by this scheme. As it is meant for a short term, hence no exit load is charged at all. The expense ratio is 0.24%. The NAV of Reliance Money Market Fund (G) is Rs 1002.87 (data as per 29 May 2018).

Fund Managers

1. Amit Tripathi: Mr Tripathi has worked with prominent financial firms like New India Assurance Co, Sun Invest Associates Ltd, and CFS Financial Services. He holds a degree of B.Com and PGDM. He has been managing Reliance Liquidity Fund since its inception in 2005.
2. Vivek Sharma: Mr Sharma is a B.E. and PGDM in finance. He is associated with Reliance AMC since 2006. He joined Mr Tripathi in October 2013. 

If you are have some extra cash that you don’t need right now but you may need it after some time, then this fund is a perfect destination to park that extra cash. It provides a much better return and more beneficial facilities as compared with regular bank deposits. To know more about this fund and if this scheme is suitable for you or not, browse through the official website of MySIPonline and get the best advice regarding Reliance Liquidity Fund (G).

Diversified Funds- Make the Most by Investing in Various Caps

Every financial adviser suggests that you must have diversification in your portfolio which helps you in mitigating the risk. The portfolio managers built portfolios of various schemes that help you in investing across the market. However, the mutual fund industry is now providing you a single fund where you are not required to invest in the list of funds and can allocate your risk in different market capitalisation and sectors from a single fund and that is diversified mutual funds. It provides the opportunity to fund manager to capture the best of the market by investing in different market caps and sectors. He can invest across market caps to provide the capital appreciation to investors.
Henceforth, the concept of diversified funds has been analysed and researched by the financial experts of MySIPonline to provide every detail of it. This will help the investors who have a moderate to moderately high-risk profile and want the capital appreciation by investing in the equity funds.

Diversified Equity Funds- A Brief

As per SEBI, schemes which allocate their assets in the equity and equity-related securities of companies across various sectors and market capitalisation are diversified equity mutual funds. Such funds generally seek the exposure of the whole market to provide the long-term capital appreciation to the investors. They invest in the companies with various market-caps, which helps in reducing the risk of the fund.

The funds in other categories are restricted to a defined market capitalisation only, but in the diversified category, the fund managers can bet into any cap without any specified percentage. Some of the most important factors to watch out while investing in the multi-cap funds are asset allocating sectors, diversified portfolio analysis, the risk-return ratio of the fund and CAGR of the fund of the past few years.

Importance of Diversified Equity Funds:

Every class of funds has its specific features and importance, which is necessary to know before investing in that category. Therefore, before investing in any equity diversified mutual fund, you must understand the importance of the class of funds:

• Auto-balancing the risk: The funds under diversified equity class helps the investors and fund managers in balancing the risk of a portfolio by designing it in such a way that it balances the risk. If the fund invests in mid-cap and small-cap, which are highly volatile stocks, then it also invests in large-cap, which is a moderate risk area, as the companies are already established. At MySIPonline, we advice investors to invest in a diversified portfolio, but in the multi-cap fund, you did not need to juggle your portfolio.
• Investors’ risk appetite: The risk appetite of investors matters a lot when they invest in an equity fund. As equity is a high-risk component, and mid and small-cap contains the riskiest constraints. Thus, such funds offer you moderately high-risk and much better returns than other class of funds. This is because top diversified mutual funds reach the market highs, as they invest keeping the credit quality, free flow of cash and many such things in mind.
• Limited funds in the portfolio: If you wish to have only a few funds in your portfolio, then you may invest in the multi-cap or diversified equity funds. This will even provide you with the diverseness in the portfolio, and you also need not invest in various funds for more exposure. All you need to ensure that your funds get proper diversification without very much overlapping.

There are many best diversified mutual funds, which will be convenient for the first-timers and moderate risk-taking investors. Such funds have the potential to offer higher returns than other classes. Therefore, a diversified equity mutual fund is suitable for the average investor, who have difficulty in knowing that which market segment will outperform.